Single Family Residence at 6509 LAKE JOANNA CIR, PANAMA CITY
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$254,900

6509 LAKE JOANNA CIR
PANAMA CITY, FL 32404
Listed by Carlos Morales · LPT REALTY, LLC
Bedrooms
3
Bathrooms
2
Living area
1,599 sqft
Year built
2007

About this home

Welcome to 6509 Lake Joanna Circle in Panama City, FL! This charming 3-bedroom, 2-bath home offers approximately 1,599 square feet of comfortable living space and features a **durable metal roof installed in 2018**, providing long-term value and added peace of mind! Step inside to discover an inviting and functional layout with spacious living areas ideal for everyday living and entertaining. The three bedrooms offer flexibility for guests, a home office, or additional living needs. Outside, enjoy a yard with plenty of potential for outdoor gatherings, gardening, or creating your own private retreat. Conveniently located near shopping, dining, schools, parks, and everyday amenities, this property offers easy access to everything Panama City has to offer, including the beautiful Emerald Coast beaches. Whether you're searching for a primary residence, a Florida getaway, or an investment opportunity, this home offers a great combination of comfort, convenience, and potential. Don't miss your opportunity to make this Panama City property your own. Schedule your private showing today!

Property details

MLS
Stellar MLS
MLS #
MFRTB8559910
Property type
Single Family Residence
Subdivision
SWEETWATER VILLAGE NORTH PH 03
Status
Active
Days on market
N/A
On market date
October 26, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.2 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
TOMMY SMITH ELEMENTARY SCHOOL
2.57 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
573
Student:teacher ratio
18.5:1
District
BAY
Middle
MERRITT BROWN MIDDLE SCHOOL
2.45 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
677
Student:teacher ratio
18.3:1
District
BAY
HighCharter
NORTH BAY HAVEN CAREER ACADEMY
4.4 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
906
Student:teacher ratio
23.8:1
District
BAY

Walkability

Blended score for PANAMA CITY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
4.5 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PANAMA CITY, from live MLS data.

On the market 0 days -- 237 fewer days than PANAMA CITY's current average of 237 days.
For reference, the median list price across 30 active listings in PANAMA CITY right now is $82,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$1,685/mo
$50,980 down
$203,920 loan
Principal & interest$1,323
Property tax (est.)$212
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.