Single Family Residence at 650 E Wacker ST, Hernando
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51 photos

$400,000

Bedrooms
5
Bathrooms
2
Living area
2,460 sqft
Year built
1981
650 E Wacker ST
Hernando, FL 34442
Listed by ERA AMERICAN SUNCOAST REALTY INC.

Highlights

Property type
Single Family Residence
Lot size
1.25 acres
Garage
3 spaces
On market
24 days

About this home

SOLID CONSTRUCTION. SPACE TO SPREAD OUT. NO HOA. This owner-built concrete home on 1.25 acres features a two-bedroom in-law suite with its own entrance and a detached three-bay concrete garage. Loved and well cared for over the years, it offers a combination that can be hard to find. The home offers five bedrooms, two bathrooms and approximately 2,460 square feet of living space overall. The in-law suite includes its own living room, bathroom and kitchen. The main kitchen has solid wood cabinets throughout, granite countertops and a refrigerator, microwave and oven replaced approximately three years ago. You may choose to change some finishes to suit your own taste, but this move-in-ready home gives you a solid starting point. Construction details include poured concrete around doors and windows, double-pane windows throughout, approximately 11 inches of attic insulation and foam insulation in the walls. Copper wiring serves the home and outbuildings. The detached three-bay concrete garage has its own electrical panel and built-in drains, with room to work on projects and store vehicles and equipment. An additional 14-by-21-foot concrete shed includes shelving that stays, plus an RV pad behind it. If you add a pool out back, the shed could become a pool house. The well pump and water heater were replaced in January 2026. Per the owner, the AC has been regularly serviced, most recently in September 2026, and cools well. Four-point inspection and wind mitigation reports from January 2026 are available. The owner also reports termite treatment of the slab during construction, exterior liquid prevention treatment and termite stations along the perimeter. There is a lot here to appreciate, especially if you value solid construction and space for your hobbies. With so much to offer, this home will not last long. Come see how it could work for you before someone else makes it their own.

Property details

MLS
Stellar MLS
MLS #
MFRCC858571
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
24
On market date
October 13, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
3
Parking spaces
N/A
Lot size
1.25 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
CENTRAL RIDGE ELEMENTARY SCHOOL
2.48 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
733
Student:teacher ratio
18.3:1
District
CITRUS
Middle
CITRUS SPRINGS MIDDLE SCHOOL
2.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
755
Student:teacher ratio
21.0:1
District
CITRUS
High
CYPRESS CREEK TREATMENT CENTER
7.45 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
74
Student:teacher ratio
18.5:1
District
CITRUS

Walkability

Blended score for Hernando's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
5.5 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Hernando, from live MLS data.

On the market 24 days -- 113 fewer days than Hernando's current average of 137 days.
For reference, the median list price across 388 active listings in Hernando right now is $292,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$2,559/mo
$80,000 down
$320,000 loan
Principal & interest$2,076
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.