Single Family Residence at 645 SE 21ST PL, OCALA
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29 photos

$329,999

645 SE 21ST PL
OCALA, FL 34471
Listed by Joe Tardif · D. F. GRAY INC
Bedrooms
3
Bathrooms
2
Living area
1,596 sqft
Year built
1987

About this home

Nestled at the end of a quiet cul-de-sac near Fisher Park, this updated 3-bedroom, 2-bath Ocala home combines modern convenience with exceptional outdoor space. Spanning 1,596 square feet on a generous 0.31-acre lot, this 1987 residence boasts significant recent capital improvements, including a new roof in 2022, a water heater installed in 2021, fresh exterior paint, and a brand-new garage door and opener in 2026. Inside, a functional floor plan features a versatile bonus room complete with a closet, making it an ideal setup for a dedicated home office, guest suite, or creative space. The heart of the home features a modernized kitchen outfitted with a new LG refrigerator and dishwasher, while essential additions like a RainSoft water softener, front-load LG washer and dryer, and a garage utility sink elevate everyday living. Designed for connected living, the property comes ready with Quantum Fiber internet, a Vivint security system, a smart thermostat, and built-in surround sound wiring for effortless entertaining. Located just minutes from vibrant Downtown Ocala and close to top-rated options like Cornerstone School and St. Johns Lutheran School, this move-in-ready home offers the perfect balance of neighborhood peace and city convenience. The home includes several valuable upgrades designed for comfort, convenience, and everyday living. Enjoy a RainSoft water softener, front-load LG washer and dryer, utility sink, smart thermostat, Vivint security system, and Quantum Fiber internet readiness. The home is also wired for a surround sound system, making it easy to enjoy movie nights, music, or entertaining. The kitchen includes a new LG refrigerator and dishwasher, adding modern convenience to the heart of the home. Located near Cornerstone School and St. Johns Lutheran School, this property offers a convenient Ocala location just minutes from beautiful Downtown Ocala. With generous lot space, updated features, a versatile bonus room, cul-de-sac placement, and proximity to Fisher Park, this home is ready for its next owner to enjoy comfort, convenience, and a great location.

Property details

MLS
Stellar MLS
MLS #
MFROM725860
Property type
Single Family Residence
Subdivision
BELMONT OAKS
Status
Active
Days on market
118
On market date
June 2, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.31 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
SOUTH OCALA ELEMENTARY SCHOOL
0.79 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
744
Student:teacher ratio
17.3:1
District
MARION
Middle
OSCEOLA MIDDLE SCHOOL
1.01 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
963
Student:teacher ratio
20.1:1
District
MARION
High
MARION TECHNICAL INSTITUTE
1.5 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
159
Student:teacher ratio
8.8:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

69
Walkable
out of 100
EPA National Walkability Index
10.8 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores2
Parks7
Schools8
Transit stops20
Pharmacies8

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 118 days -- 19 more days than OCALA's current average of 99 days.
For reference, the median list price across 5,185 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,137/mo
$66,000 down
$263,999 loan
Principal & interest$1,712
Property tax (est.)$275
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 24 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.