Columbia Northeast at 612 Cog Lane, Elgin
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$379,900

612 Cog Lane
Elgin, SC 29045
Bedrooms
3
Bathrooms
3
Living area
2,658 sqft
Year built
2022

About this home

Assumable loan with a 4.5 interest rate! Beautifully designed 3-bedroom, 3-full-bath home with upscale finishes, flexible living spaces, and a standout year-round exercise spa/jacuzzi. The open-concept living area is anchored by a gas fireplace with stunning floor-to-ceiling quartz stone, while the kitchen features quartz countertops, an oversized island, a pot filler, and abundant soft-close cabinetry. The spacious owner's suite includes a private bath with marble flooring, a marble shower, and a walk-in closet. French doors open to a flexible office or formal dining room, while the upstairs bonus space can easily serve as a second living area, game room, media room, or home gym. The backyard features a 12' x 7.5' heated exercise spa/jacuzzi, complemented by extensive LED lighting that enhances the atmosphere. An attached 2-car front-entry garage adds everyday convenience, while the home's thoughtful upgrades and versatile spaces help set it apart. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Property details

MLS
Consolidated MLS
MLS #
643534
Property type
Columbia Northeast
Subdivision
WOODCREEK FARMS - THE MILL
Status
Active
Days on market
17
On market date
September 22, 2026
Stories
2
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.19 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Pontiac Elementary
1.87 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
681
Student:teacher ratio
12.4:1
District
Richland 02
Middle
Leslie M. Stover Middle
4.52 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Average (2025)
Enrollment
705
Student:teacher ratio
17.2:1
District
Kershaw 01
High
Spring Valley High
4.44 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Average (2025)
Enrollment
2,158
Student:teacher ratio
17.7:1
District
Richland 02

Walkability

Blended score for Elgin's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Elgin, from live MLS data.

On the market 17 days -- 41 fewer days than Elgin's current average of 58 days.
For reference, the median list price across 217 active listings in Elgin right now is $309,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,438/mo
$75,980 down
$303,920 loan
Principal & interest$1,971
Property tax (est.)$317
Home insurance (est.)$150

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Data source: Listing information provided by Consolidated MLS (COLUMBIA) via Trestle/CoreLogic. Last updated 14 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.