Single Family Residence at 58 Surf Avenue, Warwick
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23 photos

$489,900

58 Surf Avenue
Warwick, RI 02889
Listed by The Mercurio Group
Bedrooms
3
Bathrooms
3
Living area
1,576 sqft
Year built
1890

About this home

Rocks throw from Narragansett Bay! Recent improvements include updated kitchen and bathrooms, connection to municipal sewer, modern finishes throughout. The property's current layout has been optimized to generate impressive rental income while still allowing for an easy conversion back to a more traditional single-family floor plan if desired. Buyers are encouraged to perform their own due diligence regarding the property's current configuration and future intended use. Ideally located just moments from the shoreline, enjoy coastal living with nearby water access, beautiful bay breezes, and convenient access to shopping, dining, marinas, and major highways. Property is best suited for cash buyers or buyers utilizing financing compatible with the current configuration.

Property details

MLS
Rhode Island Association of REALTORS
MLS #
1417961
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
30
On market date
July 16, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
7
Lot size
0.19 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Warwick Neck School
0.61 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
279
Student:teacher ratio
15.5:1
District
Warwick
Middle
Warwick Veterans Middle School
2.22 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,160
Student:teacher ratio
12.3:1
District
Warwick
High
Pilgrim High School
4.17 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,176
Student:teacher ratio
10.9:1
District
Warwick

Walkability

Blended score for Warwick's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

35
Car-dependent
out of 100
EPA National Walkability Index
9.5 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks4
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Warwick, from live MLS data.

On the market 30 days -- 11 fewer days than Warwick's current average of 41 days.
For reference, the median list price across 566 active listings in Warwick right now is $426,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$3,100/mo
$97,980 down
$391,920 loan
Principal & interest$2,542
Property tax (est.)$408
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS via Trestle/CoreLogic. Last updated August 16, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.