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Exterior Design. Artistic rendering for this new construction home. Pictures are for illustrative purposes only. Elevations, colors and options may vary. - 5645 SETTLINGSTONE LANE, ST CLOUD
Floor Plan - Floor One - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
Model Home Design Only. Pictures and furnishings are for illustrative purposes only. Elevations, colors and options may vary. Furniture is for model home staging only. - 5645 SETTLINGSTONE LANE, ST CLOUD
25 photos

$524,990

Bedrooms
3
Bathrooms
2
Living area
2,199 sqft
Year built
2027
5645 SETTLINGSTONE LANE
ST CLOUD, FL 34771
Listed by PULTE REALTY OF NORTH FLORIDA LLC

Highlights

Property type
Single Family Residence
Lot size
0.14 acres
On market
0 days
  • New construction

About this home

Under Construction. Welcome to Bridgewalk, a new construction community offering single-family homes. Experience the charm and secluded ambiance of this boating community and relish in the ease of reaching Lake Nona's celebrated shopping, dining, and entertainment. Offering a variety of amenities including sports courts, a private boat launch, and more. Step into the Garnet, a single-story home offering 3 spacious bedrooms, 2 beautifully appointed bathrooms, and an enclosed flex room. The open-concept layout seamlessly connects the kitchen, café, and gathering room, creating an airy atmosphere. The heart of the home is the gourmet kitchen, where 42” soft-close cabinetry meets luxurious quartz countertops. The kitchen boasts a large center island, a convenient storage pantry, and top-of-the-line Whirlpool stainless steel appliances—including a refrigerator. From the kitchen, the Garnet flows effortlessly into the café and gathering room, leading to the covered lanai, making this home ideal for seamless indoor-outdoor living. Retreat to the luxurious owner’s suite, a serene sanctuary with a spacious walk-in closet and an en suite bathroom. Dual vanity sinks, a frameless glass-enclosed shower, and a linen closet complete the tranquil space. The two additional spare bedrooms and bathroom provide ample space for family and guests. The Garnet also features an enclosed flex room, offering endless possibilities as a home office, hobby room, or any other space that suits your needs. Designer-curated finishes elevate every corner of this home, including Shaw wood-look luxury vinyl plank flooring throughout the entire home (except in the bathrooms and laundry room which are outfitted with beautiful tile), a utility sink and brand new Whirlpool washer and dryer in the laundry room, matte black hardware and plumbing fixtures, 2” faux wood blinds, Sherwin Williams Creamy Interior Wall Paint throughout and 8’ interior doors. Enjoy the convenience of modern living with a smart thermostat and doorbell, and LED downlighting. Schedule a tour today!

Property details

MLS
Stellar MLS
MLS #
MFRO6453511
Property type
Single Family Residence
Subdivision
BRIDGEWALK
Status
Active
Days on market
N/A
On market date
November 12, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
NARCOOSSEE ELEMENTARY SCHOOL
1.64 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,307
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
1.67 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
LAKE NONA HIGH
3.27 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
3,929
Student:teacher ratio
24.6:1
District
ORANGE

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 0 days -- 83 fewer days than ST CLOUD's current average of 83 days.
For reference, the median list price across 2,053 active listings in ST CLOUD right now is $425,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$3,312/mo
$104,998 down
$419,992 loan
Principal & interest$2,724
Property tax (est.)$437
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS. Last updated 11 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.