Single Family Residence at 559 Main St, Watertown
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$899,000

559 Main St
Watertown, MA 02472
Listed by Frank Mcmanus
Bedrooms
3
Bathrooms
2.5
Living area
1,344 sqft
Year built
1945

About this home

WHAT IF YOUR NEXT HOME CAME WITH LOWER MORTGAGE PAYMENTS FOR YOUR FIRST TWO YEARS? Welcome to 559 Main Street, Watertown, MA—a move-in-ready single-family home combining flexible living space, outdoor enjoyment, a convenient location, and a SELLER OFFERED 2/1 mortgage rate BUYDOWN!Offering 3 bedrooms, 2.5 bathrooms, and just over 1,900 square feet of total living space, this home puts you within close proximity of local restaurants, shops, and public transportation connecting you to Boston, Cambridge, and Waltham. Inside, a spacious living room, full bathroom, and open kitchen and dining area create a welcoming main level, flowing into a versatile three-season sunroom. Upstairs, three bedrooms and another full bathroom provide comfortable everyday living. Need more room? The finished walk-out basement with half bath offers flexible space for a home office, playroom, guest area, or additional living space. Love the outdoors? Open the sunroom on three sides to connect with the deck and backyard—ideal for entertaining, relaxing, or enjoying time with family and friends. The fully fenced yard features white vinyl fencing and professionally installed sod, both added in 2020, plus beautifully maintained gardens. Enjoy privacy, room to play, and space for kids and dogs to enjoy the outdoors. With a SELLER-OFFERED 2/1 mortgage rate BUYDOWN, your effective mortgage rate is reduced by 2 percentage points in year 1, reduced by 1 percentage point in year 2, and in year 3 onward: payments return to the amount based on your original note rate. This incentive can mean lower initial monthly principal-and-interest payments, giving you more breathing room for moving costs, furniture, and rebuilding your savings. Move-in-ready comfort. Flexible living space. A fenced backyard. Convenient Watertown living. And a mortgage incentive designed to help ease the transition into homeownership.Don't just look at the asking price—consider the opportunity! Actual savings depend on loan amount, note rate, loan program, lender approval, and buydown terms. Seller is offering a 2/1 seller paid temporary buydown through our Preferred lender, Kathleen Caddell, of Fairway Home Mortgage NMLS ID #39620

Highlights

Fireplace

Property details

MLS
MLS Property Information Network
MLS #
73596416
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
5
On market date
October 29, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
1
Parking spaces
4
Lot size
0.12 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Cunniff
0.3 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
308
Student:teacher ratio
9.3:1
District
Watertown
Middle
Watertown Middle
0.43 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
531
Student:teacher ratio
9.8:1
District
Watertown
High
Watertown High
1.13 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
705
Student:teacher ratio
9.5:1
District
Watertown

Walkability

Blended score for Watertown's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

77
Walkable
out of 100
EPA National Walkability Index
15.3 / 20 -- Most walkable

Market position

How this listing compares to current activity in Watertown, from live MLS data.

On the market 5 days -- 84 fewer days than Watertown's current average of 89 days.
For reference, the median list price across 380 active listings in Watertown right now is $5,200.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$5,564/mo
$179,800 down
$719,200 loan
Principal & interest$4,665
Property tax (est.)$749
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.