Opportunity awaits at 531 Finley - 531 Finley Road, Rock Hill
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$250,000

531 Finley Road
Rock Hill, SC 29730
Listed by Chelsea Desourdy · Keller Williams Connected
Bedrooms
3
Bathrooms
1.5
Living area
1,178 sqft
Year built
1955

About this home

INVESTOR OPPORTUNITY with established tenant already in place! 531 Finley Road offers the opportunity to acquire a renovated, tenant-occupied single-family rental in Rock Hill with immediate rental income and no initial vacancy to fill. Currently tenant occupied at $1,600 per month on a month-to-month lease, the established long-term tenant would like to remain, creating an attractive opportunity for an investor looking to add a performing rental property to their portfolio without starting from scratch with vacancy, tenant placement, or an immediate renovation. This 3-bedroom, 1.5-bath, single-story brick home offers 1,178 square feet of heated living area with a functional floor plan and additional utility, porch, and carport spaces. A full remodel was completed in 2022, giving investors the benefit of an updated property with many of the improvements already completed. Public water and sewer, central HVAC, and no HOA further add to the straightforward ownership profile. The month-to-month lease provides flexibility for the next owner while offering the immediate benefit of an existing tenant who would prefer to stay. LOOKING TO GROW YOUR RENTAL PORTFOLIO? A second tenant-occupied Rock Hill property at 439 Baker Street Extension is also available from the same seller. That property features 2 bedrooms and 1 bath with an established long-term tenant currently paying $1,200 per month on a month-to-month lease who would also like to remain. Seller is open to considering a discounted package purchase of BOTH properties, creating a unique opportunity to acquire two renovated, tenant-occupied, income-producing single-family rentals in Rock Hill in one transaction. Whether you're purchasing your first investment property, expanding an existing rental portfolio, or searching for tenant-occupied real estate, rental property, or an income-producing investment in Rock Hill, 531 Finley Road offers a compelling opportunity with an established tenant, existing rental income, and a recent full renovation already in place. Property is tenant occupied. Please respect tenant privacy, follow all showing instructions, and do not disturb tenant.

Property details

MLS
Canopy MLS
MLS #
CAR4418914
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
4
On market date
September 3, 2026
Stories
N/A
Total bathrooms
1.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Mount Gallant Elementary
5.77 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
520
Student:teacher ratio
16.3:1
District
York 03
Middle
Dutchman Creek Middle
5.64 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
947
Student:teacher ratio
16.6:1
District
York 03
High
Northwestern High
2.86 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,739
Student:teacher ratio
16.6:1
District
York 03

Walkability

Blended score for Rock Hill's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

73
Walkable
out of 100
EPA National Walkability Index
12.2 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores5
Parks20
Schools18
Transit stops0
Pharmacies6

Market position

How this listing compares to current activity in Rock Hill, from live MLS data.

On the market 4 days -- 67 fewer days than Rock Hill's current average of 71 days.
For reference, the median list price across 571 active listings in Rock Hill right now is $347,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$1,656/mo
$50,000 down
$200,000 loan
Principal & interest$1,297
Property tax (est.)$208
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated September 7, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.