Welcome Home! - 528 Cottage Garden Lane, Belmont
Will finish out with fiber cement siding and stone veneer - 528 Cottage Garden Lane, Belmont
Kitchen/Breakfast with cathedral ceiling - 528 Cottage Garden Lane, Belmont
Family room with cathedral ceiling - 528 Cottage Garden Lane, Belmont
Kitchen finishes - 528 Cottage Garden Lane, Belmont
Farmhouse sink and black plumbing - 528 Cottage Garden Lane, Belmont
Appliance package - 528 Cottage Garden Lane, Belmont
Bathroom plumbing and light fixtures - 528 Cottage Garden Lane, Belmont
Secondary bathrooms - 528 Cottage Garden Lane, Belmont
Primary bathroom - 528 Cottage Garden Lane, Belmont
Carpet in the carpeted area. - 528 Cottage Garden Lane, Belmont
Daniel Stowe Trailhead Store - Walking Distance - 528 Cottage Garden Lane, Belmont
Daniel Stowe Conservancy - 528 Cottage Garden Lane, Belmont
13 photos

$574,900

528 Cottage Garden Lane
Belmont, NC 28012
Listed by Maria Phillips · DRB Group of North Carolina, LLC
Bedrooms
3
Bathrooms
3
Living area
2,394 sqft
Year built
2026

About this home

Welcome to The Cooper 3, where thoughtfully designed main-level living meets everyday comfort and flexibility. From the inviting covered front entry, step into a bright, open-concept layout that’s perfect for both relaxing and entertaining.The first-floor primary suite offers a private retreat, complete with a walk-in closet and an en suite bathroom featuring dual vanities and a walk-in tile shower. Gourmet kitchen is beautifully finished with gas cooktop, 42' upper cabinets, quartz countertops. One secondary bedroom, a full bathroom, study and a well-appointed laundry room complete the main level, delivering convenience right where you need it most. The second floor is perfect for overnight guest that desire privacy. Equiped with a bedroom, full bathroom and large bonus room. Nothing says comfort like your own private floor. If you are looking for a community centered around nature, look no farther. Community trails connecting to other trails for 10+ miles of walking, community fire pit, tot lot, dog park, butterfly garden. You'll also enjoy a family plus membership to Daniel Stowe Conservancy.

Highlights

FireplaceNew construction

Property details

MLS
Canopy MLS
MLS #
CAR4439131
Property type
Single Family Residence
Subdivision
Michaux Gardens
Status
Active
Days on market
1
On market date
October 29, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
New Hope Elementary
3.01 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
473
Student:teacher ratio
15.8:1
District
Gaston County Schools
Middle
Cramerton Middle
3.86 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
890
Student:teacher ratio
18.9:1
District
Gaston County Schools
High
Gaston Early College High School
12.23 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
20 / 100
Restaurants & cafes2
Grocery stores0
Parks3
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 1 days -- 83 fewer days than Belmont's current average of 84 days.
For reference, the median list price across 251 active listings in Belmont right now is $424,990.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,612/mo
$114,980 down
$459,920 loan
Principal & interest$2,983
Property tax (est.)$479
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 7 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.