INNOVATE Real Estate
Single Family Residence at 521 VISTA RIDGE DR, RUSKIN
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Loft area upstairs - 521 VISTA RIDGE DR, RUSKIN
loft area upstairs - 521 VISTA RIDGE DR, RUSKIN
primary bedroom - 521 VISTA RIDGE DR, RUSKIN
primary bedroom - 521 VISTA RIDGE DR, RUSKIN
primary bedroom - 521 VISTA RIDGE DR, RUSKIN
primary bedroom - 521 VISTA RIDGE DR, RUSKIN
primary bathroom - 521 VISTA RIDGE DR, RUSKIN
primary bathroom - 521 VISTA RIDGE DR, RUSKIN
primary bathroom - 521 VISTA RIDGE DR, RUSKIN
Bonus room with projection screen - 521 VISTA RIDGE DR, RUSKIN
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aerial view of the house - 521 VISTA RIDGE DR, RUSKIN
aerial view of the house - 521 VISTA RIDGE DR, RUSKIN
aerial view of the house - 521 VISTA RIDGE DR, RUSKIN
aerial view of the house - 521 VISTA RIDGE DR, RUSKIN
aerial view of the house - 521 VISTA RIDGE DR, RUSKIN
aerial view of the house - 521 VISTA RIDGE DR, RUSKIN
89 photos

$469,900

521 VISTA RIDGE DR
RUSKIN, FL 33570
Listed by RE/MAX REALTEC GROUP INC
Bedrooms
5
Bathrooms
3
Living area
3,308 sqft
Year built
2012

About this home

Welcome to 521 Vista Ridge Drive in the gated community of Mira Lago in Ruskin — one of the largest and most spacious homes in the neighborhood, offering 3,308 square feet of beautifully upgraded living space with 5 bedrooms and 3 full bathrooms. Designed for both comfort and functionality, the main floor features formal living and dining rooms along with an open-concept kitchen complete with a center island, breakfast area, and expansive family room that is perfect for entertaining. A downstairs bedroom and full bathroom provide ideal space for guests or multigenerational living, and the interior laundry room adds everyday convenience. The oversized garage features a two-car garage door but can accommodate three vehicles with tandem parking, or provide additional space for storage, a home gym, golf cart, or workshop. One of the home’s most impressive features is the fully paid-off solar panel system that will be transferred to the new owner at closing — a tremendous long-term asset that keeps power bills exceptionally low for a home of this size. Upstairs, you’ll find the spacious primary suite along with three additional bedrooms, a versatile loft area, and a large bonus room ideal for a playroom, media room, or home theater, complete with a projection screen for movie nights. The entire second floor features beautiful wood flooring, enhancing both style and durability. Step outside to a full-length paver patio overlooking a private backyard with no rear neighbors and serene conservation views. The expansive yard offers plenty of room to add a pool. Additional upgrades include an irrigation system, water softener and filtration system, Ethernet wiring throughout, transferable security cameras if desired, metal hurricane shutters, a whole-home surge protector, two AC units, and a smart WiFi-enabled refrigerator. Residents of Mira Lago enjoy resort-style amenities including a community pool, playground, and park, all just minutes from I-75 with an easy commute to Tampa, St. Petersburg, and Sarasota. This is a rare opportunity to own one of the most expansive and upgraded homes in the community, offering space, efficiency, privacy, and convenience all in one exceptional property.

Property details

MLS
Stellar MLS
MLS #
MFRTB8479926
Property type
Single Family Residence
Subdivision
MIRA LAGO WEST PH 3
Status
Active
Days on market
177
On market date
February 27, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
3
Parking spaces
N/A
Lot size
0.14 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
RUSKIN ELEMENTARY SCHOOL
1.79 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
741
Student:teacher ratio
16.1:1
District
HILLSBOROUGH
Middle
SHIELDS MIDDLE SCHOOL
5.53 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,792
Student:teacher ratio
20.8:1
District
HILLSBOROUGH
High
LENNARD HIGH SCHOOL
3.32 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,259
Student:teacher ratio
22.1:1
District
HILLSBOROUGH

Walkability

Blended score for RUSKIN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

30
Car-dependent
out of 100
EPA National Walkability Index
7.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in RUSKIN, from live MLS data.

On the market 177 days -- 73 more days than RUSKIN's current average of 104 days.
For reference, the median list price across 467 active listings in RUSKIN right now is $324,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,980/mo
$93,980 down
$375,920 loan
Principal & interest$2,438
Property tax (est.)$392
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 23, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.