Single Family Residence at 515 NEW YORK AVE, ST CLOUD
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Virtually Staged - 515 NEW YORK AVE, ST CLOUD
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30 photos

$229,000

515 NEW YORK AVE
ST CLOUD, FL 34769
Listed by Raymond Reyes · LPT REALTY, LLC
Bedrooms
2
Bathrooms
1
Living area
1,095 sqft
Year built
1920

About this home

SELLER SAYS TO SELL and is willing to pay up to $10k with accepted offer. Completely Remodeled Gem in the Heart of St. Cloud - this beautifully remodeled 2-bedroom, 1-bath home offering 1,095 sq ft of thoughtfully updated living space in one of St. Cloud's most convenient and sought-after locations. From top to bottom, this home has been done right — move in, unpack, and enjoy. Step inside to discover a fresh, modern interior where every detail has been addressed. The layout flows naturally into a spacious enclosed porch under air — perfect as a bonus living area, home office, or everyday Florida room that gets used year-round. Out back, you'll find a covered carport tucked in the rear of the property, keeping your vehicle protected from the Florida sun and afternoon storms without sacrificing your front yard. Located just minutes from St. Cloud Elementary, St. Cloud Middle School, and St. Cloud High School, as well as highly-rated Canoe Creek K-8 — all part of the Osceola County School District. Proximity to schools also means proximity to parks, sidewalks, and the kind of established, walkable neighborhood that's hard to find at this price point. Beyond that, you're steps from everything St. Cloud has to offer. The vibrant downtown along New York Avenue features boutique shops and community festivals, and East Lake Tohopekaliga is just one mile away — offering boating, fishing, and stunning lakeside views. Lakefront Park, the marina, splash pad, and the monthly downtown market round out a lifestyle that's tough to beat. Whether you're a first-time buyer or an investor looking for a turnkey property in a high-demand location — this one checks every box. Schedule your showing today.

Property details

MLS
Stellar MLS
MLS #
MFRO6420399
Property type
Single Family Residence
Subdivision
ST CLOUD 2ND TOWN OF
Status
Active
Days on market
90
On market date
June 26, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
LAKEVIEW ELEMENTARY SCHOOL
1.19 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
704
Student:teacher ratio
14.7:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
1.02 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
0.94 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

79
Walkable
out of 100
EPA National Walkability Index
13.0 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks8
Schools13
Transit stops14
Pharmacies2

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 90 days -- 18 fewer days than ST CLOUD's current average of 108 days.
For reference, the median list price across 1,968 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$1,529/mo
$45,800 down
$183,200 loan
Principal & interest$1,188
Property tax (est.)$191
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 9 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.