$235,000

About this home

One or more photo(s) were virtually staged. RARE FHA ASSUMABLE MORTGAGE AT 2.8 • WATER VIEWS • GATED COMMUNITY • FLEXIBLE LEASING! Welcome to 4634 Sabal Key Drive, where Florida living meets an exceptional financing opportunity! Qualified buyers may be able to assume the seller's existing FHA mortgage at just 2.8, subject to loan servicer approval, qualification, and the required equity contribution. Ask for details! Nestled in the gated, pet-friendly Sabal Key community of Sabal Harbour, this charming Key West-style townhome offers 2 bedrooms, 2.5 bathrooms, and 1,080 square feet of comfortable living space. Enjoy peaceful water views, a screened patio, and a low-maintenance lifestyle that leaves more time for the things you love. Inside, an inviting open living and dining area makes everyday living and entertaining easy. The two-story layout places both bedrooms upstairs, creating separation from the main gathering spaces, while a convenient downstairs half bath welcomes guests. Picture yourself starting the day with coffee on the screened patio or unwinding there after an afternoon exploring the Gulf Coast. LIFESTYLE AND AMENITIES! Sabal Harbour offers a community pool, clubhouse, tennis and other recreational courts, and a playground. Enjoy opportunities to relax, stay active, and connect with neighbors without leaving the community. FLEXIBILITY IS ANOTHER BIG PLUS! No minimum lease period, no lease restrictions, and no ownership waiting period before leasing. That creates appealing possibilities for a primary residence, seasonal retreat, or investment, subject to current HOA documents and local regulations. The monthly HOA fee helps simplify ownership by covering listed exterior and grounds maintenance, pool maintenance, and recreational facilities. The property is in Flood Zone X, with no annual CDD fee reported. Conveniently located near shopping, restaurants, Lakewood Ranch, major roadways, and the gorgeous Gulf Coast beaches, including Anna Maria Island, this home puts the best of the Bradenton lifestyle within reach. MORE THAN A TOWNHOME—IT'S A CHANCE TO ENJOY WATER VIEWS, COMMUNITY AMENITIES, AND A POTENTIALLY REMARKABLE MORTGAGE RATE! Schedule your private showing today and ask about the FHA assumption opportunity. Mortgage assumption and leasing are subject to lender approval, applicable loan terms, association rules, and local requirements.

Property details

MLS

Stellar MLS

MLS #

MFRA4710036

Property type

Townhouse

Subdivision

SABAL HARBOUR PH I-B

Status

Active

Days on market

1

On market date

October 20, 2026

Stories

N/A

Total bathrooms

2.5

Garage spaces

N/A

Parking spaces

N/A

Lot size

0.02 acres

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.