Single Family Residence at 4545 DEBBIE LN, LUTZ
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$445,000

4545 DEBBIE LN
LUTZ, FL 33559
Listed by Phil Schaeffer, III · EZ CHOICE REALTY
Bedrooms
4
Bathrooms
2.5
Living area
2,478 sqft
Year built
1980

About this home

Welcome to 4545 Debbie Lane in Lutz, Florida — a fully remodeled home that combines modern updates, outdoor space, and one of the most desirable locations in the Tampa Bay area. From the moment you pull in, this property stands out with its spacious lot, updated exterior, and the kind of yard space that’s becoming harder and harder to find. Whether you’ve been searching for extra room to spread out, entertain, or simply enjoy more privacy, this property delivers. Inside, the home has been completely renovated with a fresh, modern feel throughout. The layout flows naturally from room to room, creating a bright and comfortable atmosphere that feels both open and welcoming. The remodeled kitchen serves as the centerpiece of the home with updated finishes, modern appliances, and plenty of space for hosting family and friends. The bathrooms have also been beautifully updated, giving the entire home a clean, move-in-ready feel. Step outside and you’ll find one of the home’s best features — a beautiful swimming pool and backyard setup designed for Florida living. Whether it’s relaxing on the weekends, hosting BBQs, or spending evenings outside by the pool, this property offers the kind of outdoor lifestyle buyers are actively searching for. Located in highly sought-after Lutz, you get the perfect balance of privacy and convenience. You’re close to Tampa, major highways, shopping, restaurants, top-rated schools, golf courses, and everything the Tampa Bay area has to offer while still enjoying the peaceful feel that makes Lutz so desirable. Homes with this combination of updates, lot size, pool, and location rarely become available. If you’ve been waiting for a fully remodeled home with space both inside and out, 4545 Debbie Lane is one you’ll want to experience in person.

Highlights

Private poolFireplace

Property details

MLS
Stellar MLS
MLS #
MFRTB8517394
Property type
Single Family Residence
Subdivision
TAMPA DOWNS HEIGHTS
Status
Active
Days on market
71
On market date
June 10, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.24 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
VETERANS ELEMENTARY SCHOOL
0.52 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
669
Student:teacher ratio
16.3:1
District
PASCO
Middle
PINE VIEW MIDDLE SCHOOL
3.41 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,174
Student:teacher ratio
18.9:1
District
PASCO
High
WIREGRASS RANCH HIGH SCHOOL
3.65 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,161
Student:teacher ratio
23.7:1
District
PASCO

Walkability

Blended score for LUTZ's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

38
Car-dependent
out of 100
EPA National Walkability Index
8.7 / 20 -- Below average walkable
Google Places amenity density
30 / 100
Restaurants & cafes15
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in LUTZ, from live MLS data.

On the market 71 days -- 21 fewer days than LUTZ's current average of 92 days.
For reference, the median list price across 445 active listings in LUTZ right now is $425,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,830/mo
$89,000 down
$356,000 loan
Principal & interest$2,309
Property tax (est.)$371
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 20, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.