Single Family Residence at 45 Nichols St, Gardner MA 01440
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$349,999

45 Nichols St, Gardner MA 01440
Gardner, MA 01440
Listed by Gabe Hulen
Bedrooms
3
Bathrooms
2
Living area
1,096 sqft
Year built
1900

About this home

Searching for an affordable starter home with convenient access to Route 2? This charming 3 bedroom, 2 bathroom home offers a functional layout and comfortable living spaces. The first floor features durable laminate flooring, an eat-in kitchen with stainless steel appliances, and the convenience of first-floor laundry. Upstairs, you'll find a spacious primary bedroom with its own private bathroom, along with two additional bedrooms perfect for family, guests, or a home office. Start your mornings with a cup of coffee or unwind in the afternoon in the bright enclosed porch. The fully fenced yard provides plenty of space for entertaining, gardening, pets, or relaxing around a fire pit. Ideally located just minutes from downtown Gardner, you'll enjoy easy access to shopping, restaurants, local breweries, Pulaski Playground & Dog Park, and all the conveniences the area has to offer.

Property details

MLS
MLS Property Information Network
MLS #
73557187
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
85
On market date
July 30, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
3
Lot size
0.13 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Waterford Street
0.29 mi away · Grades -1-1
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
435
Student:teacher ratio
13.2:1
District
Gardner
Middle
Gardner Middle School
1.34 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
12.6:1
District
Gardner
High
Gardner Academy for Learning and Technology
0.81 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
96
Student:teacher ratio
12.0:1
District
Gardner

Walkability

Blended score for Gardner's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

94
Highly walkable
out of 100
EPA National Walkability Index
17.8 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores6
Parks13
Schools7
Transit stops20
Pharmacies6

Market position

How this listing compares to current activity in Gardner, from live MLS data.

On the market 85 days -- 7 fewer days than Gardner's current average of 92 days.
For reference, the median list price across 163 active listings in Gardner right now is $385,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,258/mo
$70,000 down
$279,999 loan
Principal & interest$1,816
Property tax (est.)$292
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated August 4, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.