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Single Family Residence at 4416 123RD ST CT W, CORTEZ
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27 photos

$395,000

4416 123RD ST CT W
CORTEZ, FL 34215
Listed by Rochelle Bowers · MIKE NORMAN REALTY INC.
Bedrooms
2
Bathrooms
1
Living area
844 sqft
Year built
1938

About this home

COMMERCIAL POTENTIAL IN HISTORIC CORTEZ VILLAGE! Exceptional opportunity with rare GC zoning. This 0.1-acre lot features a vintage cottage in a highly visible, walkable coastal location. Property sits within Historic Antique and Coastal High Hazard overlays (Flood Zone AE). Compact lot size means future redevelopment, or commercial use must comply with FEMA guidelines, Manatee County historical design codes, and commercial parking/setback minimums. Sold AS-IS. Buyer to verify specific business use with Manatee County.

Property details

MLS
Stellar MLS
MLS #
MFRA4682069
Property type
Single Family Residence
Subdivision
CORTEZ
Status
Active
Days on market
246
On market date
February 12, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.1 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
ANNA MARIA ELEMENTARY SCHOOL
2.81 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
195
Student:teacher ratio
12.2:1
District
MANATEE
Middle
MARTHA B. KING MIDDLE SCHOOL
3.86 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
914
Student:teacher ratio
18.3:1
District
MANATEE
High
MANATEE HIGH SCHOOL
5.78 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,034
Student:teacher ratio
21.2:1
District
MANATEE

Walkability

Blended score for CORTEZ's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

64
Walkable
out of 100
EPA National Walkability Index
14.7 / 20 -- Above average walkable
Google Places amenity density
50 / 100
Restaurants & cafes10
Grocery stores2
Parks1
Schools0
Transit stops15
Pharmacies0

Market position

How this listing compares to current activity in CORTEZ, from live MLS data.

On the market 246 days -- 136 more days than CORTEZ's current average of 110 days.
For reference, the median list price across 34 active listings in CORTEZ right now is $749,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,529/mo
$79,000 down
$316,000 loan
Principal & interest$2,050
Property tax (est.)$329
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 9 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.