Virtually enhanced twilight front view of home. - 4405 FLORAMAR TER, NEW PORT RICHEY
Aerial view of home with red deck and boat lift in North Channel looking west. - 4405 FLORAMAR TER, NEW PORT RICHEY
Completely updated kitchen with moveable island for added storage and counter space - 4405 FLORAMAR TER, NEW PORT RICHEY
View from side entry door into home - 4405 FLORAMAR TER, NEW PORT RICHEY
Breakfast Bar and elegant kitchen - 4405 FLORAMAR TER, NEW PORT RICHEY
10,000 boat lift and surrounding  deck built over seawall. - 4405 FLORAMAR TER, NEW PORT RICHEY
Private Community Boat ramp 1 to the South Channel - 4405 FLORAMAR TER, NEW PORT RICHEY
Private Community Boat ramp 2 to the North Channel - 4405 FLORAMAR TER, NEW PORT RICHEY
Membership to Gulf Harbors Beach Club available - 4405 FLORAMAR TER, NEW PORT RICHEY
Aerial view of home with wide North channel waterviews in back. - 4405 FLORAMAR TER, NEW PORT RICHEY
Private Beach Club - 4405 FLORAMAR TER, NEW PORT RICHEY
Screened front entry porch - 4405 FLORAMAR TER, NEW PORT RICHEY
Front entry view - 4405 FLORAMAR TER, NEW PORT RICHEY
Front entryway-perfect for a reading nook - 4405 FLORAMAR TER, NEW PORT RICHEY
dining area looking to hall to Bedroom 1 and Full bathroom 1 - 4405 FLORAMAR TER, NEW PORT RICHEY
Bedroom 1  view looking  toward hallway - 4405 FLORAMAR TER, NEW PORT RICHEY
Bedroom 1 view from doorway - 4405 FLORAMAR TER, NEW PORT RICHEY
Bathroom1 has updated tub/shower combo - 4405 FLORAMAR TER, NEW PORT RICHEY
Bathroom1 - 4405 FLORAMAR TER, NEW PORT RICHEY
Virtually staged with table and chairs etc - 4405 FLORAMAR TER, NEW PORT RICHEY
Dining area and storage closet near kitchen - 4405 FLORAMAR TER, NEW PORT RICHEY
virtually staged with table, etc - 4405 FLORAMAR TER, NEW PORT RICHEY
Kitchen looking South toward front entry and dining room. Bedroom 1 and full bathroom 1 are down the hall. - 4405 FLORAMAR TER, NEW PORT RICHEY
Indoor laundry closet centrally located - 4405 FLORAMAR TER, NEW PORT RICHEY
Looking from dining area toward kitchen and entry - 4405 FLORAMAR TER, NEW PORT RICHEY
Living room - 4405 FLORAMAR TER, NEW PORT RICHEY
Bedroom 2-near front of home. - 4405 FLORAMAR TER, NEW PORT RICHEY
Bedroom 2 near full bathroom 2 - 4405 FLORAMAR TER, NEW PORT RICHEY
Updated bathroom 2 with walk in shower and LED mirror/vanity cabinet - 4405 FLORAMAR TER, NEW PORT RICHEY
Updated bathroom 2 - 4405 FLORAMAR TER, NEW PORT RICHEY
Back  Bedroom3 closet and sliders to back deck - 4405 FLORAMAR TER, NEW PORT RICHEY
Back bedroom 3 with water views - 4405 FLORAMAR TER, NEW PORT RICHEY
Back Bedroom 3 with mini split AC and water views-light and Bright! - 4405 FLORAMAR TER, NEW PORT RICHEY
Back bedroom or office/sitting room with french doors - 4405 FLORAMAR TER, NEW PORT RICHEY
Carport next to garage - 4405 FLORAMAR TER, NEW PORT RICHEY
View from deck near boat lift looking south into back patio of home - 4405 FLORAMAR TER, NEW PORT RICHEY
Back deck over seawall with space for a hot tub - 4405 FLORAMAR TER, NEW PORT RICHEY
Back covered patio and deck over seawall with boat lift on wide North Channel - 4405 FLORAMAR TER, NEW PORT RICHEY
Back porch of home and view of west side yard and fence. - 4405 FLORAMAR TER, NEW PORT RICHEY
Back covered porch looking Northeast - 4405 FLORAMAR TER, NEW PORT RICHEY
Back covered porch  looking north up the channel - 4405 FLORAMAR TER, NEW PORT RICHEY
WIDE North Channel views from back deck - 4405 FLORAMAR TER, NEW PORT RICHEY
Aerial view of home with red deck and boat lift - 4405 FLORAMAR TER, NEW PORT RICHEY
Aerial view of home with red deck/boat lift looking south. - 4405 FLORAMAR TER, NEW PORT RICHEY
Aerial view of home with red deck and both lift up  North Channel looking east - 4405 FLORAMAR TER, NEW PORT RICHEY
Front home view - 4405 FLORAMAR TER, NEW PORT RICHEY
Front of home - 4405 FLORAMAR TER, NEW PORT RICHEY
Garage open - 4405 FLORAMAR TER, NEW PORT RICHEY
Garage with doors open - 4405 FLORAMAR TER, NEW PORT RICHEY
Compact/golf cart garage - 4405 FLORAMAR TER, NEW PORT RICHEY
Garage - 4405 FLORAMAR TER, NEW PORT RICHEY
Long driveway for parking multiple cars - 4405 FLORAMAR TER, NEW PORT RICHEY
Private Community Boat ramp 2 To the North Channel - 4405 FLORAMAR TER, NEW PORT RICHEY
Private Community Boat ramp 1  to the South Channel - 4405 FLORAMAR TER, NEW PORT RICHEY
Private beach club - 4405 FLORAMAR TER, NEW PORT RICHEY
Gated entry to private beach club - 4405 FLORAMAR TER, NEW PORT RICHEY
Private beach club - 4405 FLORAMAR TER, NEW PORT RICHEY
Cabanas at private beach club - 4405 FLORAMAR TER, NEW PORT RICHEY
BBQ grills, picnic tables and cabanas at private beach  club - 4405 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4405 FLORAMAR TER, NEW PORT RICHEY, photo 60 of 68
Private Beach Club - 4405 FLORAMAR TER, NEW PORT RICHEY
Private Beach Club - 4405 FLORAMAR TER, NEW PORT RICHEY
Community Center - 4405 FLORAMAR TER, NEW PORT RICHEY
Gulf Harbors Civic Center - 4405 FLORAMAR TER, NEW PORT RICHEY
Back of Civic Center on inner channel - 4405 FLORAMAR TER, NEW PORT RICHEY
Gulf Harbors looking west towards Gulf at intersection of Topsail Trail and Floramar Terrace - 4405 FLORAMAR TER, NEW PORT RICHEY
Gulf Harbors with North Channel on right and direct Gulf Access - 4405 FLORAMAR TER, NEW PORT RICHEY
Gulf Harbor Civic Center looking west - 4405 FLORAMAR TER, NEW PORT RICHEY
68 photos

$499,000

4405 FLORAMAR TER
NEW PORT RICHEY, FL 34652
Listed by Judi Pobst · KELLER WILLIAMS REALTY- PALM HARBOR
Bedrooms
3
Bathrooms
2
Living area
1,445 sqft
Year built
1961

About this home

Virtually Staged. Welcome to your ultimate waterfront paradise in the highly sought-after Gulf Harbors community! This beautifully updated 3-bedroom, 2-full-bath home sits on a wide, deep-water channel offering direct, unrestricted Gulf access. Move right in and enjoy total peace of mind with a NEW ROOF & AC system, stunning new porcelain tile flooring throughout, and a bright open-floorplan kitchen complete with granite countertops, a breakfast bar, and most appliances are brand new. The exterior has been freshly painted, as well as the garage floor. Step through the screened front entry porch into a light-filled living space, or head to the bedrooms where individual mini-split AC units offer maximum energy efficiency and personalized climate control. The back bedroom or office/sitting room, features elegant French entry doors, while providing waterfront covered deck access via sliding doors onto an over-the-seawall deck extension, framing spectacular wide water views from inside the home. Below decking is the perfect spot to place a spa if desired, where a previous spa was removed. Boaters will fall in love with the private dock equipped with a 10,000 lb boat lift, making a day out on the Gulf an absolute breeze. Another great feature is the custom-made Flow Stop Flood Barriers, included in the sale. Take a short ride to Anclote Island directly west via the North Channel or hang at the sand bar, commonly referred to as “the Bahamas in our backyard”. The members-only private Gulf Harbors Beach Club is a rare find, and one of the only on the west coast! Home is complete with a convenient carport and an attached compact car/golf cart garage, this coastal gem perfectly captures the Florida lifestyle. Located near shopping, banks, restaurants and only 45 minutes to Tampa International Airport. Schedule your private tour today!

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRW7890517
Property type
Single Family Residence
Subdivision
FLORAMAR
Status
Active
Days on market
1
On market date
October 29, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
0.09 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
JAMES M. MARLOWE ELEMENTARY SCHOOL
1.28 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
544
Student:teacher ratio
13.9:1
District
PASCO
Middle
GULF MIDDLE SCHOOL
2.08 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
926
Student:teacher ratio
16.5:1
District
PASCO
High
GULF HIGH SCHOOL
1.49 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,468
Student:teacher ratio
17.7:1
District
PASCO

Walkability

Blended score for NEW PORT RICHEY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.5 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks5
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in NEW PORT RICHEY, from live MLS data.

On the market 1 days -- 110 fewer days than NEW PORT RICHEY's current average of 111 days.
For reference, the median list price across 1,634 active listings in NEW PORT RICHEY right now is $235,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,155/mo
$99,800 down
$399,200 loan
Principal & interest$2,589
Property tax (est.)$416
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.