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46_RiverRoad_4368_ShoreElevated - 4368 River Rd, Ten Mile, TN 37880
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54 photos

$975,000

4368 River Rd, Ten Mile, TN 37880
Ten Mile, TN 37880
Listed by Pamela Bull · BHGRE/TR Realty Partners
Bedrooms
3
Bathrooms
2
Living area
N/A
Year built
1993

About this home

Lake season is calling — and this is the one you've been waiting for. Welcome to your private lakefront retreat, where every day feels like a getaway. This beautifully maintained 3-bedroom, 2-bath home offers 1,782 square feet of comfortable living space on a full acre of privacy, complete with a 2-car garage and stunning access to the water. Spend your mornings on the lake and your evenings entertaining on the expansive back deck — the perfect setting for grilling, gathering, and relaxing under the stars. The level backyard is open for fun activities and a fire pit for everyone's enjoyment. When the weather turns cooler, unwind in your private hot tub and enjoy the peaceful surroundings year-round. Inside, you'll find thoughtful features that make this home as practical as it is inviting:-Master suite on the main level -Loft space ideal for a home office or reading retreat-Efficient and easy to heat and cool -HVAC system only 3 months old-Roof professionally painted 2 years ago-Exterior freshly stained 2 years ago. And the lake access? It doesn't get better than this. Enjoy a gentle, level walk to your covered double boat dock with lifts — plus your very own private boat ramp right beside it. No waiting. No hauling. Just effortless days on the water. Even better? The seller is including a 25-foot pontoon boat — so you can start making lake memories immediately. Whether you're looking for a full-time residence, a weekend escape, or a turnkey investment opportunity, this property checks every box. Being sold mostly furnished, it's perfectly positioned to serve as a high-demand Airbnb or short-term rental addition to your portfolio. And here's the value advantage: the list price is considerably below the recent appraisal. Opportunities like this — with acreage, privacy, private ramp, covered dock with lifts, and a boat included — are rare. Schedule your showing and review the 'Good Things To Know' document for even more highlights. This could be your year-round lake lifestyle — or your next smart investment move. Don't let this one slip away.

Property details

MLS
East Tennessee REALTORS® MLS
MLS #
1329480
Property type
Single Family Residence
Subdivision
Half Moon Shores 8
Status
Active
Days on market
218
On market date
February 18, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.69 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Midway Elementary
8.3 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
405
Student:teacher ratio
15.6:1
District
Roane County
Middle
Midway Middle School
7.91 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
182
Student:teacher ratio
13.0:1
District
Roane County
High
Midway High School
8.02 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
230
Student:teacher ratio
11.5:1
District
Roane County

Walkability

Blended score for Ten Mile's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
3.8 / 20 -- Least walkable
Google Places amenity density
3 / 100
Restaurants & cafes1
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Ten Mile, from live MLS data.

On the market 218 days -- 203 fewer days than Ten Mile's current average of 421 days.
For reference, the median list price across 46 active listings in Ten Mile right now is $287,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$6,022/mo
$195,000 down
$780,000 loan
Principal & interest$5,059
Property tax (est.)$813
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated September 16, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.