Single Family Residence at 428 CHIMNEY ROCK DR, RUSKIN
Single Family Residence at 428 CHIMNEY ROCK DR, RUSKIN, photo 2 of 76
Front Entry into large Bonus Room - 428 CHIMNEY ROCK DR, RUSKIN
Front Entry into large Bonus Room - 428 CHIMNEY ROCK DR, RUSKIN
Front Entry into large Bonus Room - 428 CHIMNEY ROCK DR, RUSKIN
Front Entry into large Bonus Room - 428 CHIMNEY ROCK DR, RUSKIN
Front Entry into large Bonus Room - 428 CHIMNEY ROCK DR, RUSKIN
Front Entry into large Bonus Room - 428 CHIMNEY ROCK DR, RUSKIN
Living Room - 428 CHIMNEY ROCK DR, RUSKIN
Living Room - 428 CHIMNEY ROCK DR, RUSKIN
Living Room - 428 CHIMNEY ROCK DR, RUSKIN
Upgraded Kitchen - 428 CHIMNEY ROCK DR, RUSKIN
Upgraded Kitchen - 428 CHIMNEY ROCK DR, RUSKIN
Upgraded Kitchen - 428 CHIMNEY ROCK DR, RUSKIN
Upgraded Kitchen - 428 CHIMNEY ROCK DR, RUSKIN
Upgraded Kitchen - 428 CHIMNEY ROCK DR, RUSKIN
Upgraded Kitchen - 428 CHIMNEY ROCK DR, RUSKIN
Upgraded Kitchen - 428 CHIMNEY ROCK DR, RUSKIN
Upgraded Kitchen - 428 CHIMNEY ROCK DR, RUSKIN
Upgraded Kitchen - 428 CHIMNEY ROCK DR, RUSKIN
Dining Room - 428 CHIMNEY ROCK DR, RUSKIN
Dining Room - 428 CHIMNEY ROCK DR, RUSKIN
Dining Room - 428 CHIMNEY ROCK DR, RUSKIN
Dining Room - 428 CHIMNEY ROCK DR, RUSKIN
Garage entrance and Laundry Room - 428 CHIMNEY ROCK DR, RUSKIN
Laundry Room - 428 CHIMNEY ROCK DR, RUSKIN
Laundry Room - 428 CHIMNEY ROCK DR, RUSKIN
Garage entrance and Laundry Room - 428 CHIMNEY ROCK DR, RUSKIN
Main Floor Full Bathroom - 428 CHIMNEY ROCK DR, RUSKIN
Main Floor Bedroom 2 - 428 CHIMNEY ROCK DR, RUSKIN
Main Floor Bedroom 2 - 428 CHIMNEY ROCK DR, RUSKIN
Main Floor Bedroom 2 - 428 CHIMNEY ROCK DR, RUSKIN
Loft - 428 CHIMNEY ROCK DR, RUSKIN
Loft - 428 CHIMNEY ROCK DR, RUSKIN
Loft - 428 CHIMNEY ROCK DR, RUSKIN
Loft - 428 CHIMNEY ROCK DR, RUSKIN
Loft - 428 CHIMNEY ROCK DR, RUSKIN
Primary Suite - 428 CHIMNEY ROCK DR, RUSKIN
Primary Suite - 428 CHIMNEY ROCK DR, RUSKIN
Primary Suite - 428 CHIMNEY ROCK DR, RUSKIN
Primary Suite - 428 CHIMNEY ROCK DR, RUSKIN
Primary Suite - 428 CHIMNEY ROCK DR, RUSKIN
Primary Suite - 428 CHIMNEY ROCK DR, RUSKIN
Primary Suite - 428 CHIMNEY ROCK DR, RUSKIN
Primary Suite - 428 CHIMNEY ROCK DR, RUSKIN
Primary Walk In Closet - 428 CHIMNEY ROCK DR, RUSKIN
Primary Walk In Closet - 428 CHIMNEY ROCK DR, RUSKIN
Primary Walk In Closet - 428 CHIMNEY ROCK DR, RUSKIN
Primary Walk In Closet - 428 CHIMNEY ROCK DR, RUSKIN
Primary Walk In Closet - 428 CHIMNEY ROCK DR, RUSKIN
Primary Walk In Closet - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 3 - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 3 - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 3 - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 4 - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 4 - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 4 - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 4 - 428 CHIMNEY ROCK DR, RUSKIN
Single Family Residence at 428 CHIMNEY ROCK DR, RUSKIN, photo 59 of 76
Bedroom 5 - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 5 - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 5 - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 5 Closet - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 5 Closet - 428 CHIMNEY ROCK DR, RUSKIN
Bedroom 5 Closet - 428 CHIMNEY ROCK DR, RUSKIN
Lanai - 428 CHIMNEY ROCK DR, RUSKIN
Lanai - 428 CHIMNEY ROCK DR, RUSKIN
Lanai - 428 CHIMNEY ROCK DR, RUSKIN
Lanai - 428 CHIMNEY ROCK DR, RUSKIN
Fenced in Backyard - 428 CHIMNEY ROCK DR, RUSKIN
Fenced in Backyard - 428 CHIMNEY ROCK DR, RUSKIN
Fenced in Backyard - 428 CHIMNEY ROCK DR, RUSKIN
Fenced in Backyard - 428 CHIMNEY ROCK DR, RUSKIN
Single Family Residence at 428 CHIMNEY ROCK DR, RUSKIN, photo 74 of 76
Single Family Residence at 428 CHIMNEY ROCK DR, RUSKIN, photo 75 of 76
Single Family Residence at 428 CHIMNEY ROCK DR, RUSKIN, photo 76 of 76
76 photos

$415,000

428 CHIMNEY ROCK DR
RUSKIN, FL 33570
Listed by Kelley Sempert · COMPASS FLORIDA LLC
Bedrooms
5
Bathrooms
3
Living area
3,105 sqft
Year built
2006

About this home

Welcome to this beautifully updated 5-bedroom, 3-bathroom home offering the perfect blend of style, space, and functionality. Step inside to a spacious flex room just off the entryway, ideal for a home office, playroom, formal living area, or workout space. The heart of the home is the stunning renovated kitchen, featuring white cabinetry, quartz countertops, an electric cooktop, built-in oven and microwave, upgraded appliances, a beverage station, and a large center island with seating, making it perfect for both everyday living and entertaining. Designed with both comfort and convenience in mind, this home features no carpet anywhere, offering easy maintenance and a clean, modern look throughout. For added peace of mind, both the roof and HVAC system were replaced in 2025. The thoughtfully designed floor plan includes a secondary bedroom and a full bathroom on the main level, providing an ideal setup for guests or multigenerational living. Upstairs, you'll find a spacious loft that offers additional living space for a media room, game room, or family lounge. The private primary suite features a beautifully renovated ensuite bathroom and a large walk-in closet. Three additional bedrooms and a third full bathroom complete the second floor. Step outside to the screened-in lanai overlooking a fully fenced backyard, creating the perfect setting to relax, entertain, or enjoy Florida's outdoor lifestyle. Conveniently located in Ruskin with easy access to shopping, dining, schools, and major commuter routes, this move-in-ready home combines thoughtful updates, flexible living spaces, and modern finishes throughout.

Property details

MLS
Stellar MLS
MLS #
MFRTB8530627
Property type
Single Family Residence
Subdivision
BLACKSTONE AT BAY PARK
Status
Active
Days on market
18
On market date
July 20, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.13 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
THOMPSON ELEMENTARY
0.39 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
750
Student:teacher ratio
15.6:1
District
HILLSBOROUGH
Middle
SHIELDS MIDDLE SCHOOL
2.97 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,792
Student:teacher ratio
20.8:1
District
HILLSBOROUGH
High
LENNARD HIGH SCHOOL
0.62 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,259
Student:teacher ratio
22.1:1
District
HILLSBOROUGH

Walkability

Blended score for RUSKIN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

57
Somewhat walkable
out of 100
EPA National Walkability Index
8.0 / 20 -- Below average walkable
Google Places amenity density
83 / 100
Restaurants & cafes11
Grocery stores5
Parks1
Schools6
Transit stops7
Pharmacies1

Market position

How this listing compares to current activity in RUSKIN, from live MLS data.

On the market 18 days -- 86 fewer days than RUSKIN's current average of 104 days.
For reference, the median list price across 466 active listings in RUSKIN right now is $324,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,649/mo
$83,000 down
$332,000 loan
Principal & interest$2,153
Property tax (est.)$346
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 7, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.