Bright Beach Bungalow - 406 BAY PALMS DR, HOLMES BEACH
Generous oversized pool and spa - 406 BAY PALMS DR, HOLMES BEACH
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 3 of 38
Beautiful landscaping - 406 BAY PALMS DR, HOLMES BEACH
Open Floorplan - 406 BAY PALMS DR, HOLMES BEACH
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 6 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 7 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 8 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 9 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 10 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 11 of 38
Kitchen is the center of the home - 406 BAY PALMS DR, HOLMES BEACH
Adorable Turtle Tile inset - 406 BAY PALMS DR, HOLMES BEACH
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 14 of 38
So much space - 406 BAY PALMS DR, HOLMES BEACH
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 16 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 17 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 18 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 19 of 38
Second Bath - 406 BAY PALMS DR, HOLMES BEACH
Primary Bedroom - 406 BAY PALMS DR, HOLMES BEACH
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 22 of 38
Primary Bath - 406 BAY PALMS DR, HOLMES BEACH
Elegant tile work - 406 BAY PALMS DR, HOLMES BEACH
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 25 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 26 of 38
Perfect covered patio. - 406 BAY PALMS DR, HOLMES BEACH
Spa and storage for your beach/pool toys. - 406 BAY PALMS DR, HOLMES BEACH
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 29 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 30 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 31 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 32 of 38
Single car garage - 406 BAY PALMS DR, HOLMES BEACH
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 34 of 38
Central location of the island - 406 BAY PALMS DR, HOLMES BEACH
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 36 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 37 of 38
Single Family Residence at 406 BAY PALMS DR, HOLMES BEACH, photo 38 of 38
38 photos

$1,270,000

406 BAY PALMS DR
HOLMES BEACH, FL 34217
Listed by Kathy Harman · MICHAEL SAUNDERS & COMPANY
Bedrooms
2
Bathrooms
2
Living area
1,332 sqft
Year built
1966

About this home

Your Anna Maria Island beach house is waiting, and this one checks all the boxes! Beautifully updated, turnkey furnished and located in a desirable weekly rental zone, this 2-bedroom, 2-bath home offers an exceptional combination of personal enjoyment and vacation rental potential. THIRD BEDROOM OPTIONAL too. Bright, inviting and designed for easy island living, the home features an open floor plan, colorful coastal interiors and thoughtful custom finishes. A beautifully designed sea turtle tile feature in the kitchen and nautilus-inspired tile in the primary bath add distinctive personality. The real attraction is outside, where a spacious private pool and spa create the perfect setting for enjoying Florida's year-round sunshine. A covered porch provides generous space for outdoor dining, entertaining or simply relaxing after a day at the beach. Location matters, especially when purchasing an island vacation property. Centrally located in Holmes Beach, this home puts the best of Anna Maria Island within easy reach. Hop on the free island trolley and explore everything from the Anna Maria City Pier to Coquina Beach, with shopping, dining and beautiful Gulf beaches along the way. Whether your goal is to generate vacation rental income, secure your own island getaway or enjoy the best of both, this property deserves your attention. With its desirable rental zoning, inviting outdoor amenities and move-in-ready condition, the opportunity to start enjoying island ownership is already in place. Don't just dream about owning a beach house on Anna Maria Island. Make your move. Call today to schedule your private showing!

Highlights

Private pool

Property details

MLS
Stellar MLS
MLS #
MFRA4703735
Property type
Single Family Residence
Subdivision
BAY PALMS ADD
Status
Active
Days on market
55
On market date
August 26, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
0.18 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
ANNA MARIA ELEMENTARY SCHOOL
1.17 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
195
Student:teacher ratio
12.2:1
District
MANATEE
Middle
MARTHA B. KING MIDDLE SCHOOL
5.16 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
914
Student:teacher ratio
18.3:1
District
MANATEE
High
MANATEE HIGH SCHOOL
7.89 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,034
Student:teacher ratio
21.2:1
District
MANATEE

Walkability

Blended score for HOLMES BEACH's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

59
Somewhat walkable
out of 100
EPA National Walkability Index
12.5 / 20 -- Above average walkable
Google Places amenity density
53 / 100
Restaurants & cafes9
Grocery stores1
Parks6
Schools0
Transit stops17
Pharmacies0

Market position

How this listing compares to current activity in HOLMES BEACH, from live MLS data.

On the market 55 days -- 84 fewer days than HOLMES BEACH's current average of 139 days.
For reference, the median list price across 150 active listings in HOLMES BEACH right now is $1,197,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$7,798/mo
$254,000 down
$1,016,000 loan
Principal & interest$6,590
Property tax (est.)$1,058
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.