Home Front Exterior - 405 CHAYNE PL, ST CLOUD
Kitchen - 405 CHAYNE PL, ST CLOUD
Living room - 405 CHAYNE PL, ST CLOUD
Dining room - 405 CHAYNE PL, ST CLOUD
Primary Bedroom - 405 CHAYNE PL, ST CLOUD
Ensuite Bath - 405 CHAYNE PL, ST CLOUD
Bath 2 - 405 CHAYNE PL, ST CLOUD
Bedroom 2 - 405 CHAYNE PL, ST CLOUD
Bedroom 3 - 405 CHAYNE PL, ST CLOUD
Entry Hallway & Frosted Glass Front Door - 405 CHAYNE PL, ST CLOUD
Kitchen Island - 405 CHAYNE PL, ST CLOUD
Exterior Front Entrance - 405 CHAYNE PL, ST CLOUD
Laundry Room - 405 CHAYNE PL, ST CLOUD
Fully Fenced Yard - 405 CHAYNE PL, ST CLOUD
Backyard Gate to Community Walking Trail. - 405 CHAYNE PL, ST CLOUD
Covered Lanai - 405 CHAYNE PL, ST CLOUD
Backyard - 405 CHAYNE PL, ST CLOUD
Community Pool - 405 CHAYNE PL, ST CLOUD
Community Walking Trail - 405 CHAYNE PL, ST CLOUD
Community Playground - 405 CHAYNE PL, ST CLOUD
Community Clubhouse Area - 405 CHAYNE PL, ST CLOUD
Entry Hallway & Frosted Glass Front Door - 405 CHAYNE PL, ST CLOUD
22 photos

$389,900

405 CHAYNE PL
ST CLOUD, FL 34771
Listed by Nan Seelall LLC · HOMESMART
Bedrooms
3
Bathrooms
2
Living area
1,846 sqft
Year built
2023

About this home

New price, exceptional opportunity! $40,000 price improvement! Seller motivated due to relocation! Discover modern Florida living in the desirable Summerly community of Saint Cloud! This beautifully maintained, move-in-ready 3-bedroom, 2-bathroom home, built in 2023, features an inviting open-concept design with quartz countertops, stainless steel appliances, luxury vinyl plank flooring, and a spacious primary suite with dual sinks, a walk-in shower, and a walk-in closet. What truly sets this home apart? Step onto your covered lanai and enjoy a fully fenced backyard featuring a private gate with direct access to the community walking trail! Enjoy morning walks, evening strolls, and outdoor living just steps from your backyard. Thoughtful upgrades include a smart thermostat, smart lock, video doorbell, security system, washer and dryer that convey, and a 2-car garage. Summerly residents enjoy a resort-style pool, playground, and low annual HOA fees. Ideally situated near the Narcoossee Road corridor, Lake Nona, Medical City, and Orlando International Airport, with convenient access to shopping, dining, and Central Florida's growing innovation and transportation corridor. Experience the comfort of newer construction, desirable upgrades, and a unique connection to outdoor living. Schedule your private showing today and discover what makes this home special!

Property details

MLS
Stellar MLS
MLS #
MFRG5118060
Property type
Single Family Residence
Subdivision
SUMMERLY
Status
Active
Days on market
24
On market date
September 26, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
MATER ACADEMY AT ST CLOUD
2.87 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
381
Student:teacher ratio
18.1:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
3 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
5.18 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 24 days -- 85 fewer days than ST CLOUD's current average of 109 days.
For reference, the median list price across 1,949 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,498/mo
$77,980 down
$311,920 loan
Principal & interest$2,023
Property tax (est.)$325
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.