Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 2 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 3 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 4 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 5 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 6 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 7 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 8 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 9 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 10 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 11 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 12 of 54
Livingroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Livingroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 15 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 16 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 17 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 18 of 54
Livingroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Entry - 404 HARBOR DR S, INDIAN ROCKS BEACH
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 21 of 54
Hallway - 404 HARBOR DR S, INDIAN ROCKS BEACH
Primary Suite - 404 HARBOR DR S, INDIAN ROCKS BEACH
Primary Suite - 404 HARBOR DR S, INDIAN ROCKS BEACH
Primary Suite - 404 HARBOR DR S, INDIAN ROCKS BEACH
Primary Suite Walk-in Closet - 404 HARBOR DR S, INDIAN ROCKS BEACH
Primary Suite Walk-in Closet - 404 HARBOR DR S, INDIAN ROCKS BEACH
Primary Bathroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Primary Bathroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Primary Bathroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
1st Guest Bedroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
1st Guest Bedroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
1st Guest Bedroom Walk-In Closet - 404 HARBOR DR S, INDIAN ROCKS BEACH
1st Guest Bedroom Walk-In Closet - 404 HARBOR DR S, INDIAN ROCKS BEACH
2nd Guest Bedroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Guest Bathroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Guest Bathroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Guest Bathroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Guest Bathroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Guest Bathroom - 404 HARBOR DR S, INDIAN ROCKS BEACH
Inside Utility Room - 404 HARBOR DR S, INDIAN ROCKS BEACH
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 42 of 54
Short walk to the beach - 404 HARBOR DR S, INDIAN ROCKS BEACH
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 44 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 45 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 46 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 47 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 48 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 49 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 50 of 54
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 51 of 54
Beach - 404 HARBOR DR S, INDIAN ROCKS BEACH
Single Family Residence at 404 HARBOR DR S, INDIAN ROCKS BEACH, photo 53 of 54
Beach Access - 404 HARBOR DR S, INDIAN ROCKS BEACH
54 photos

$1,185,000

404 HARBOR DR S
INDIAN ROCKS BEACH, FL 33785
Listed by COASTAL PROPERTIES GROUP INTERNATIONAL
Bedrooms
3
Bathrooms
2
Living area
2,230 sqft
Year built
1972

About this home

Discover coastal living at its finest on one of the most desirable streets in Indian Rocks Beach, surrounded by multimillion-dollar homes and just a short stroll to the beautiful sandy beaches of the Gulf Coast! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers a desirable open floor plan, stylish modern finishes, and exceptional indoor-outdoor living. The stunning, renovated kitchen is the heart of the home, featuring new white shaker cabinetry with crown molding, quartz countertops, stainless steel GE Profile appliances, three pantries with convenient pullout storage, and a stainless steel farmhouse sink with a touchless faucet. The impressive 49” x 83” island provides abundant workspace and seating, along with a built-in drawer microwave and soft-close cabinetry on both sides. Both bathrooms showcase contemporary finishes and spa-inspired features. The guest bathroom offers a rain shower with a handheld showerhead, new cabinetry, quartz countertops, and modern porcelain tile from floor to ceiling. The primary suite features plank-style porcelain tile flooring, a walk-in closet, and a beautifully appointed bathroom with quartz countertops, marble flooring, floor-to-ceiling porcelain tile, and a rain shower with a handheld showerhead. The two guest bedrooms feature fresh paint, stylish barn doors, and updated finishes, with one offering a spacious walk-in closet. New 2’ x 4’ porcelain tile flooring installed in 2026 adds a clean, contemporary feel throughout the home. Additional improvements include a 2024 whole-home Trane air purification system, a new roof installed in 2022, and a new water heater in 2026. Step outside to a spacious, fenced backyard with attractive landscaping and plenty of room to create your own private poolside oasis. Enjoy the relaxed lifestyle that makes Indian Rocks Beach so special. This golf-cart-friendly coastal community offers beautiful beaches, outstanding restaurants, shopping, parks, a library, an art center, tennis and pickleball courts, public fishing docks, a dog park, a boat ramp, a marina, and a baseball field. Whether you are searching for a full-time residence, a private beach retreat, or an income-producing investment property, this exceptional coastal home offers an exciting opportunity in a highly desirable beachside location. With no HOA and no lease restrictions, the possibilities are plentiful. Enjoy the best of Indian Rocks Beach living, where coastal charm, modern updates, and an unbeatable beachside lifestyle come together!

Highlights

Fireplace

Property details

MLS
Stellar MLS
MLS #
MFRTB8553795
Property type
Single Family Residence
Subdivision
INDIAN BEACH RE-REVISED 21ST ADD
Status
Active
Days on market
4
On market date
October 16, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
ANONA ELEMENTARY SCHOOL
1.66 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
462
Student:teacher ratio
12.8:1
District
PINELLAS
Middle
LARGO MIDDLE SCHOOL
3.53 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
890
Student:teacher ratio
17.5:1
District
PINELLAS
High
LARGO HIGH SCHOOL
3.53 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,096
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for INDIAN ROCKS BEACH's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

74
Walkable
out of 100
EPA National Walkability Index
13.2 / 20 -- Above average walkable
Google Places amenity density
85 / 100
Restaurants & cafes14
Grocery stores2
Parks12
Schools5
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in INDIAN ROCKS BEACH, from live MLS data.

On the market 4 days -- 112 fewer days than INDIAN ROCKS BEACH's current average of 116 days.
For reference, the median list price across 150 active listings in INDIAN ROCKS BEACH right now is $819,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$7,286/mo
$237,000 down
$948,000 loan
Principal & interest$6,149
Property tax (est.)$988
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.