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4034 Oak Valley Dr floor plan - 4034 Oak Valley Drive, Stem, NC 27581
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40 photos

$345,000

4034 Oak Valley Drive, Stem, NC 27581
Stem, NC 27581
Listed by Terry Carpenter · Coldwell Banker HPW
Bedrooms
3
Bathrooms
2
Living area
N/A
Year built
1991

About this home

**UP TO $10,000 IN SELLER AND LENDER PAID CLOSING COSTS AVAILABLE! Don't miss this incredible opportunity to save thousands on your home purchase. This home is already priced $10,000 below a recent appraisal, giving you instant value from day one. Plus, qualified buyers may receive up to $10,000 in seller and lender paid closing costs (with preferred lender, Patrick Bayley, Mutual of Omaha Mortgage, NMLS #68956), making homeownership even more affordable. With exceptional value and significant savings, this is an opportunity you won't want to pass up! This beautifully updated 3-bedroom, 2-bath home, perfectly situated on a private 0.9-acre lot that offers the space and freedom you've been searching for. Fresh interior paint and luxury vinyl plank flooring create a stylish, move-in-ready interior, while the convenient main-level primary suite provides comfortable everyday living. The kitchen is designed to impress with granite countertops, upgraded stainless steel appliances, abundant cabinetry, and a bright breakfast nook. Gather with family and friends in the inviting family room featuring a cozy fireplace with custom built-ins, or host memorable dinners in the formal dining room. Step outside and enjoy your own backyard retreat with a covered front porch, an expansive rear deck, and a fully fenced yard that's perfect for entertaining, pets, gardening, or simply relaxing. The powered workshop and attached storage room offer endless possibilities for hobbies, projects, a home gym, or extra storage. A recently pressure-washed deck, freshly painted shed, and refrigerator that conveys add even more value. With minimal HOA restrictions and just a $150 annual road maintenance fee, you'll enjoy the flexibility to truly make this property your own. Offering the perfect combination of updates, privacy, and exceptional value, this home is ready to welcome its next owners.

Highlights

Fireplace

Property details

MLS
Doorify MLS
MLS #
10196789
Property type
Single Family Residence
Subdivision
Oak Valley Farms
Status
Active
Days on market
17
On market date
October 7, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.9 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Butner-Stem Elementary
6.79 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
429
Student:teacher ratio
15.9:1
District
Granville County Schools
Middle
Butner-Stem Middle
6.44 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
437
Student:teacher ratio
16.2:1
District
Granville County Schools
High
Granville Central High
1.59 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
616
Student:teacher ratio
17.6:1
District
Granville County Schools

Walkability

Blended score for Stem's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Stem, from live MLS data.

On the market 17 days -- 62 fewer days than Stem's current average of 79 days.
For reference, the median list price across 22 active listings in Stem right now is $337,795.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,228/mo
$69,000 down
$276,000 loan
Principal & interest$1,790
Property tax (est.)$288
Home insurance (est.)$150

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Data source: Listing information provided by Doorify MLS via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.