40045 Palm St. - 40045 PALM ST, LADY LAKE
Single Family Residence at 40045 PALM ST, LADY LAKE, photo 2 of 23
Single Family Residence at 40045 PALM ST, LADY LAKE, photo 3 of 23
Living area - 40045 PALM ST, LADY LAKE
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Single Family Residence at 40045 PALM ST, LADY LAKE, photo 6 of 23
Single Family Residence at 40045 PALM ST, LADY LAKE, photo 7 of 23
Kitchen - 40045 PALM ST, LADY LAKE
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Master bedroom - 40045 PALM ST, LADY LAKE
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Master bathroom - 40045 PALM ST, LADY LAKE
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2nd bathroom - 40045 PALM ST, LADY LAKE
Screen patio - 40045 PALM ST, LADY LAKE
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Screen pool - 40045 PALM ST, LADY LAKE
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02 car garage - 40045 PALM ST, LADY LAKE
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23 photos

$290,000

40045 PALM ST
LADY LAKE, FL 32159
Listed by Indira Vivas · AGENT TRUST REALTY CORPORATION
Bedrooms
3
Bathrooms
2
Living area
1,429 sqft
Year built
1995

About this home

$4,000 Closing Cost Concession! Welcome to 40045 Palm St, Lady Lake, FL 32159, a wonderful opportunity to enjoy the relaxed and inviting lifestyle of Central Florida. This charming property features a private swimming pool, offering the ideal space to unwind, entertain guests, and make the most of Florida’s beautiful year-round weather. Ideally situated in the Lady Lake area, this home provides convenient access to shopping, dining, recreational activities, and everyday amenities, while offering a comfortable setting to call home. Whether you are looking for a primary residence, seasonal retreat, or investment property, this home offers versatility and opportunity. As an added benefit, the seller is offering a $4,000 concession toward the buyer’s closing costs, subject to the terms of the purchase contract and lender approval, if applicable. Come experience the comfort, potential, and Florida lifestyle that 40045 Palm St has to offer. Schedule your private showing today!

Highlights

Private pool

Property details

MLS
Stellar MLS
MLS #
MFRO6434980
Property type
Single Family Residence
Subdivision
CARLTON VILLAGE PARK
Status
Active
Days on market
42
On market date
August 20, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.24 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
THE VILLAGES ELEMENTARY OF LADY LAKE SCHOOL
3.15 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
745
Student:teacher ratio
13.5:1
District
LAKE
Middle
CARVER MIDDLE SCHOOL
7.3 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
792
Student:teacher ratio
19.3:1
District
LAKE
High
LEESBURG HIGH SCHOOL
8.6 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,618
Student:teacher ratio
21.3:1
District
LAKE

Walkability

Blended score for LADY LAKE's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

19
Very car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in LADY LAKE, from live MLS data.

On the market 42 days -- 76 fewer days than LADY LAKE's current average of 118 days.
For reference, the median list price across 307 active listings in LADY LAKE right now is $314,790.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$1,896/mo
$58,000 down
$232,000 loan
Principal & interest$1,505
Property tax (est.)$242
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 21 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.