Condominium at 40 CASA BELLA CIR #1102, PALM COAST
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63 photos

$549,000

40 CASA BELLA CIR #1102
PALM COAST, FL 32137
Listed by Carlene Reardon · COASTAL GATEWAY REAL ESTATE GR
Bedrooms
3
Bathrooms
2.5
Living area
2,463 sqft
Year built
2005

About this home

Located on a quiet cul-de-sac on Casa Bella Circle in Hammock Dunes, this 3-bedroom, 2.5-bath residence offers 2,463 square feet of expanded living space and a layout that stands apart. Designed as a true carriage-style home when originally built, the entire floor is your own—no neighbors on either side—allowing for windows all the way around and an abundance of natural light throughout. Direct elevator access opens straight into the unit, adding both convenience and privacy. Inside, the scale is immediately noticeable. Multiple living and dining areas provide flexibility for everyday living or hosting, without feeling crowded. Flooring is consistent throughout—tile in the main areas and luxury vinyl plank in the bedrooms—offering a clean, low-maintenance finish with no carpet anywhere. The kitchen is built for function, with a center island, granite countertops, stainless steel appliances, and generous cabinet space. It connects naturally to the main living areas, making it practical for both daily use and entertaining. One of the strongest features of this unit is the outdoor space. Multiple porches and patios—screened and open, covered and uncovered—give you options throughout the day, whether you’re looking for shade, sun, or a breeze. It’s a noticeable upgrade in usable square footage beyond the interior. The primary suite is well-sized, with a walk-in closet and a bathroom that includes dual vanities, a soaking tub, and a walk-in shower. Two additional bedrooms offer flexibility for guests or workspace. A 2-car garage at ground level and added storage round out the practical side of the home. Community amenities include a pool, hot tub, fitness center, and grilling area, while optional membership to the Hammock Dunes Club expands the lifestyle further with oceanfront dining, two championship golf courses, additional fitness, pools, and racquet sports. Well-positioned and easy to live in, this property offers the right balance of space, function, privacy, and access to top-tier amenities. More space, better outdoor living, and direct access—this unit delivers a step up in both layout and usability within the same community.

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRFC317705
Property type
Condominium
Subdivision
CASA BELLA I
Status
Active
Days on market
196
On market date
April 14, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.21 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
LEWIS E. WADSWORTH ELEMENTARY
4.12 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
905
Student:teacher ratio
14.6:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
4.25 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
MATANZAS HIGH SCHOOL
4.03 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,716
Student:teacher ratio
24.9:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

25
Car-dependent
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks5
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 196 days -- 86 more days than PALM COAST's current average of 110 days.
For reference, the median list price across 1,979 active listings in PALM COAST right now is $350,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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$
/mo
Est. monthly payment
$3,456/mo
$109,800 down
$439,200 loan
Principal & interest$2,849
Property tax (est.)$458
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.