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26 photos

$499,900

40 Back Gate Court, Clayton, NC 27527
Clayton, NC 27527
Listed by Alyssa Toro · Premier Real Estate
Bedrooms
4
Bathrooms
3
Living area
N/A
Year built
2021

About this home

**2.99% ASSUMABLE CONVENTIONAL MORTGAGE AVAILABLE!** An opportunity like this doesn't come around often. Welcome to 40 Back Gate Ct in sought-after Wilson Farm—offering the space, flexibility and outdoor living today's buyers are looking for, all on a **½-acre homesite under $500K**. Step inside to airy 9-foot ceilings and a light-filled, thoughtfully designed floor plan. At the heart of the home is a professionally designed kitchen with abundant prep space, under-cabinet lighting and an easy flow into the main living areas—perfect for both everyday life and entertaining. Need flexibility? A **first-floor guest suite with a full bath and walk-in shower** creates an ideal setup for overnight guests, multigenerational living or a private home office. Outside, the **fenced backyard and peaceful screened deck** give you room to actually enjoy the half-acre homesite—whether that's morning coffee, entertaining friends, kids playing or letting the dogs run. Upstairs, retreat to the spacious owner's suite, plus three additional flexible living spaces including secondary bedrooms and an open loft perfect for movie nights, play space, homework or a second lounge. And then there's the opportunity that truly sets this home apart: the seller currently has an approximately **$334,000 conventional mortgage balance at just 2.99% that may be assumable by a qualified buyer.** **½ acre. First-floor guest suite. 3 full baths. Fenced yard. Screened outdoor living. Wilson Farm. Under $500K. And a potential 2.99% mortgage opportunity.** Come see why 40 Back Gate Ct deserves to be on your short list.

Highlights

Fireplace

Property details

MLS
Doorify MLS
MLS #
10184340
Property type
Single Family Residence
Subdivision
Wilson Farm
Status
Active
Days on market
78
On market date
August 5, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.51 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Powhatan Elementary
1.12 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
655
Student:teacher ratio
15.6:1
District
Johnston County Public Schools
Middle
Riverwood Middle
5.91 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
1,056
Student:teacher ratio
17.0:1
District
Johnston County Public Schools
High
Clayton High
5.35 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,977
Student:teacher ratio
18.7:1
District
Johnston County Public Schools

Walkability

Blended score for Clayton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Clayton, from live MLS data.

On the market 78 days -- 27 fewer days than Clayton's current average of 105 days.
For reference, the median list price across 639 active listings in Clayton right now is $379,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,160/mo
$99,980 down
$399,920 loan
Principal & interest$2,594
Property tax (est.)$417
Home insurance (est.)$150

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Data source: Listing information provided by Doorify MLS via Trestle/CoreLogic. Last updated 5 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.