Single Family Residence at 3970 SE 39TH CIR, OCALA
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$959,900

3970 SE 39TH CIR
OCALA, FL 34480
Listed by Steph Hopson · PROFESSIONAL REALTY OF OCALA
Bedrooms
4
Bathrooms
3.5
Living area
4,053 sqft
Year built
2006

About this home

Private 1.08-acre estate in the gated community of the Arbors, near shopping, hospitals, and dining. This 4-bedroom, 4-bath home with a dedicated office offers over 4,053 sq ft of upgraded living space with no rear neighbors. Built in 2006, the home features 12–16 ft ceilings, travertine flooring, designer lighting, and quartz countertops throughout. Recent upgrades include a new roof (2024), new HVAC system (2025), new windows and doors (2025), an assumable solar panel system (2024), and solar pool heating. The gourmet kitchen includes updated cabinetry, an induction cooktop, and a double-drawer Café Series dishwasher, opening to a wet bar and main living area. The screened lanai features a full outdoor kitchen overlooking the pool, updated with new marcite/gunite, a new skimmer, and a gas heater. Additional features include a 3-car garage, concrete slab with double-gate access for boat parking, Hunter irrigation, patio blinds, remote-controlled attic stairs, custom closets, and a whole-house Generac generator. Front fountain, lush landscaping, and vinyl privacy fencing complete the curb appeal. Schedule your private showing today.

Highlights

Private poolFireplace

Property details

MLS
Stellar MLS
MLS #
MFROM725467
Property type
Single Family Residence
Subdivision
ARBORS
Status
Active
Days on market
130
On market date
May 27, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
3
Parking spaces
N/A
Lot size
1.08 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
MAPLEWOOD ELEMENTARY SCHOOL
1.66 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
794
Student:teacher ratio
13.2:1
District
MARION
MiddleCharter
OCALI CHARTER MIDDLE SCHOOL
1.13 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
201
Student:teacher ratio
15.5:1
District
MARION
High
FOREST HIGH SCHOOL
1.21 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,181
Student:teacher ratio
21.8:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

33
Car-dependent
out of 100
EPA National Walkability Index
7.0 / 20 -- Below average walkable
Google Places amenity density
30 / 100
Restaurants & cafes6
Grocery stores1
Parks0
Schools2
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 130 days -- 31 more days than OCALA's current average of 99 days.
For reference, the median list price across 5,185 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,931/mo
$191,980 down
$767,920 loan
Principal & interest$4,981
Property tax (est.)$800
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.