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Single Family Residence at 38F Cottage Street, Leominster
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$418,000

38F Cottage Street
Leominster, MA 01453
Listed by James Greelish
Bedrooms
3
Bathrooms
1.5
Living area
1,700 sqft
Year built
1920

About this home

INTEREST RATE BUY DOWN AVAILABLE !!! Welcome home to Leominster! This 2026 renovated 3-bed, 2-bath beauty is fresh, bright, and ready for its next chapter. Just turn the key and settle in. The brand-new kitchen shines with sleek stainless steel appliances and gorgeous quartz countertops. New flooring and fresh paint flow throughout, so every room feels crisp and move-in ready. The big-ticket items are done too. The electrical system was fully updated in 2026, and a new furnace and oil tank were installed in 2022. Fully paid off solar panels are already in place to help cut your electric bill, with no lease or third-party contract. Step outside to a spacious, fully fenced backyard, a great spot for pets, play, or backyard get-togethers. A roomy metal shed handles all your storage needs, and there's off-street parking for up to four cars. The driveway to the left of the home is shared with, and plowed by, the rear neighbor. Renovated, updated, and priced to impress. Don't miss it. Book your private showing today!

Property details

MLS
MLS Property Information Network
MLS #
73588171
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
20
On market date
October 8, 2026
Stories
N/A
Total bathrooms
1.5
Garage spaces
N/A
Parking spaces
4
Lot size
0.16 acres

Location

Get directions →
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Northwest
0.91 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
676
Student:teacher ratio
14.4:1
District
Leominster
Middle
Samoset School
2.11 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
511
Student:teacher ratio
13.8:1
District
Leominster
High
Leominster Center for Excellence
0.91 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
47
Student:teacher ratio
9.4:1
District
Leominster

Walkability

Blended score for Leominster's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

79
Walkable
out of 100
EPA National Walkability Index
13.0 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores9
Parks9
Schools18
Transit stops10
Pharmacies5

Market position

How this listing compares to current activity in Leominster, from live MLS data.

On the market 20 days -- 70 fewer days than Leominster's current average of 90 days.
For reference, the median list price across 271 active listings in Leominster right now is $449,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$2,667/mo
$83,600 down
$334,400 loan
Principal & interest$2,169
Property tax (est.)$348
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.