Single Family Residence at 3861 N RINGDOVE PT, CRYSTAL RIVER
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$499,000

3861 N RINGDOVE PT
CRYSTAL RIVER, FL 34428
Listed by Sue Repp · COLDWELL BANKER REALTY
Bedrooms
3
Bathrooms
2
Living area
1,224 sqft
Year built
1972

About this home

Crystal River WATERFRONT HOME NOT DAMAGED by Helene or Milton! NOT in City limits so great rental potential. Enjoy the property as often as you wish, then allow the rental income to cover expenses. Current owner grossed approx. $30K in 2025 and $15K is reflected so far for 2025 while they enjoy weekend get-aways! Over 1/4 acre directly on wide open water with protected dock plus onsite storage space for all the "toys". GREAT fishing right from your backyard! Cast a line while you watch the beautiful dolphins & manatees play and entertain you. Enjoy an easy, peaceful boat ride from your dock to Pete's Pier for gas and bait, great restaurants, Three Sister Springs or out to the Gulf. This beautifully remodeled 3/2 home boasts a new metal roof, new kitchen, new flooring, all fresh paint inside and out, plus updated bathrooms. Peaceful Crystal River is a Florida treasure! This is an opportunity to secure a permanent home, investment opportunity or weekend getaway. This gem is priced to sell!

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRA4684422
Property type
Single Family Residence
Subdivision
INDIAN WATERS
Status
Active
Days on market
89
On market date
March 1, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.27 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
CRYSTAL RIVER PRIMARY SCHOOL
2.45 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
642
Student:teacher ratio
16.9:1
District
CITRUS
Middle
CRYSTAL RIVER MIDDLE SCHOOL
1.87 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
879
Student:teacher ratio
17.9:1
District
CITRUS
High
CRYSTAL RIVER HIGH SCHOOL
2.15 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,198
Student:teacher ratio
20.0:1
District
CITRUS

Walkability

Blended score for CRYSTAL RIVER's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

22
Car-dependent
out of 100
EPA National Walkability Index
7.3 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in CRYSTAL RIVER, from live MLS data.

On the market 89 days -- 40 fewer days than CRYSTAL RIVER's current average of 129 days.
For reference, the median list price across 422 active listings in CRYSTAL RIVER right now is $219,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,155/mo
$99,800 down
$399,200 loan
Principal & interest$2,589
Property tax (est.)$416
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated May 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.