Single Family Residence at 3845 BAL HARBOR BLVD, PUNTA GORDA
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$629,000

3845 BAL HARBOR BLVD
PUNTA GORDA, FL 33950
Listed by Lora Dikun · CALENDA REAL ESTATE GROUP,INC.
Bedrooms
3
Bathrooms
2.5
Living area
1,821 sqft
Year built
2017

About this home

GOLF COURSE AND LAKE VIEWS, SPECTACULAR SUNSETS AND A PRIVATE HEATED SALTWATER POOL! This beautifully maintained, custom-built coastal-inspired home overlooks the 6th tee of St. Andrews South Golf Course and offers 3 bedrooms plus a den, 2.5 baths and exceptional Florida outdoor living—all just minutes from historic downtown Punta Gorda. The light-filled, open floor plan features soaring tray ceilings with crown molding, 8-foot doors, recessed lighting and porcelain wood-look tile throughout. Sliding glass doors connect the living area to the pool and outdoor entertaining space. The chef-inspired kitchen showcases custom soft-close cabinetry, granite countertops, stainless-steel appliances, a tiled backsplash, oversized island and built-in pantry. Shiplap accents add coastal character. The primary suite features dual comfort-height vanities and a fully tiled walk-in shower, while two additional bedrooms and a separate den provides a flexible space for guests or a home office. The tropical backyard retreat features a heated saltwater pool, paver deck, dramatic arched water jets, stainless-steel cable railing and lush palm landscaping. Relax or entertain while enjoying peaceful water views and stunning sunsets. Smart upgrades include a portable generator with whole-house transfer switch, remote irrigation, smart switches and outlets, phone-controlled Nest thermostat, smoke/CO alarms, whole-house three-stage water filtration, 60-amp EV charger and exterior security cameras. The OVERSIZED 558 SqFt 2.5x-car garage offers over 27 feet of depth, attic access and built-in storage. Enjoy peace of mind with approximately 11 feet of elevation, no flood history, no hurricane damage from any storm, a durable metal roof, and hurricane-rated windows. Fresh interior and exterior paint adds to the move-in-ready appeal. The seller's current flood insurance premium is approximately $1,107 annually; a new buyer may qualify for the same rate, subject to carrier approval. Convenient to Fishermen's Village, waterfront dining, shopping, marinas, parks and downtown Punta Gorda. Enjoy the golf course lifestyle, resort-style outdoor living and modern convenience in one exceptional home!

Highlights

Private pool

Property details

MLS
Stellar MLS
MLS #
MFRC7532333
Property type
Single Family Residence
Subdivision
PUNTA GORDA ISLES SEC 12
Status
Active
Days on market
N/A
On market date
October 23, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.27 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
SALLIE JONES ELEMENTARY SCHOOL
2.64 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
674
Student:teacher ratio
15.0:1
District
CHARLOTTE
Middle
PUNTA GORDA MIDDLE SCHOOL
2.96 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,228
Student:teacher ratio
21.5:1
District
CHARLOTTE
High
CHARLOTTE HIGH SCHOOL
2.76 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,950
Student:teacher ratio
22.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 0 days -- 203 fewer days than PUNTA GORDA's current average of 203 days.
For reference, the median list price across 3,195 active listings in PUNTA GORDA right now is $159,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,938/mo
$125,800 down
$503,200 loan
Principal & interest$3,264
Property tax (est.)$524
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 14 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.