Single Family Residence at 3728 COLD CREEK DR, VALRICO
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$579,000

3728 COLD CREEK DR
VALRICO, FL 33596
Bedrooms
4
Bathrooms
3
Living area
2,321 sqft
Year built
1996

About this home

Fully renovated luxury pool home with no HOA, offering 4 spacious bedrooms, a versatile bonus room, 3 beautifully updated bathrooms, and an oversized 2-car garage. This exceptional residence features an open-concept design with high-end finishes throughout, including a stunning gourmet kitchen with natural stone countertops, custom cabinetry, designer lighting, and spacious walk-in closets. Enjoy seamless indoor-outdoor living with a private saltwater pool, screened enclosure, covered entertainment areas, and professionally landscaped grounds. Additional highlights include modern energy-efficient upgrades, smart home features, premium water filtration systems, EV charging capability, and top-rated schools nearby. This truly turnkey property combines luxury, comfort, and functionality, making it a rare opportunity for buyers seeking a move-in-ready home with resort-style living.

Highlights

Private pool

Property details

MLS
Stellar MLS
MLS #
MFRO6419543
Property type
Single Family Residence
Subdivision
BLOOMINGDALE SEC P Q
Status
Active
Days on market
62
On market date
June 24, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.18 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
ALAFIA ELEMENTARY SCHOOL
0.34 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
635
Student:teacher ratio
14.8:1
District
HILLSBOROUGH
Middle
MULRENNAN MIDDLE SCHOOL
1.59 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,269
Student:teacher ratio
19.8:1
District
HILLSBOROUGH
High
BLOOMINGDALE HIGH SCHOOL
0.91 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,309
Student:teacher ratio
22.4:1
District
HILLSBOROUGH

Walkability

Blended score for VALRICO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

63
Walkable
out of 100
EPA National Walkability Index
11.0 / 20 -- Above average walkable
Google Places amenity density
75 / 100
Restaurants & cafes20
Grocery stores4
Parks0
Schools10
Transit stops0
Pharmacies4

Market position

How this listing compares to current activity in VALRICO, from live MLS data.

On the market 62 days -- 14 fewer days than VALRICO's current average of 76 days.
For reference, the median list price across 326 active listings in VALRICO right now is $418,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,637/mo
$115,800 down
$463,200 loan
Principal & interest$3,004
Property tax (est.)$483
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 26, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.