Single Family Residence at 3697 SW 128TH PL, OCALA
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$349,900

3697 SW 128TH PL
OCALA, FL 34473
Listed by Jennifer Hay · AXEN REALTY LLC
Bedrooms
4
Bathrooms
2
Living area
1,886 sqft
Year built
2020

About this home

Priced to move at $349,900, and the seller is offering assistance toward a rate buydown! A lower interest rate can mean a lower monthly payment, bringing this 2020-built home closer to what you’d pay each month for a newer, smaller home nearby. You get more space and modern finishes without stretching your budget.Located on the north side of Marion Oaks, this home is minutes from I-75 and the SR 484 corridor and within walking distance of Marion Oaks Elementary. Inside, a bright open-concept floor plan offers clean contemporary finishes and a kitchen with granite countertops that flows into the main living areas. The split-bedroom layout adds flexibility for guests or a home office, and the primary suite features a spa-inspired bath. Out back, a remote-controlled retractable awning with integrated lighting creates a comfortable outdoor space year-round. The landscaped yard adds curb appeal and privacy. A two-car garage with built-in storage completes the package. Additional financing options may be available through the seller’s preferred lender’s GreenEnergy program. Ask your agent for details; all financing is subject to qualification. Move-in ready, well maintained, and the seller is motivated. Schedule your private showing today!

Property details

MLS
Stellar MLS
MLS #
MFROM726707
Property type
Single Family Residence
Subdivision
MARION OAKS UN 7
Status
Active
Days on market
121
On market date
June 17, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.31 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
MARION OAKS ELEMENTARY SCHOOL
0.7 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
16.3:1
District
MARION
Middle
HORIZON ACADEMY AT MARION OAKS
2.15 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,015
Student:teacher ratio
22.6:1
District
MARION
High
BELLEVIEW HIGH SCHOOL
6.31 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,724
Student:teacher ratio
23.3:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

21
Car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores1
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 121 days -- 22 more days than OCALA's current average of 99 days.
For reference, the median list price across 5,208 active listings in OCALA right now is $249,869.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,257/mo
$69,980 down
$279,920 loan
Principal & interest$1,816
Property tax (est.)$292
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 8 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.