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4CF96C4D-2DF1-4182-8325-A591B2887F50 - 3587 Mountain Creek Way, Cosby, TN 37722
23 photos

$449,000

3587 Mountain Creek Way, Cosby, TN 37722
Cosby, TN 37722
Listed by Christina Diane Davila · Zach Taylor-Chattanooga
Bedrooms
2
Bathrooms
2
Living area
N/A
Year built
2001

About this home

Nestled on 3 private acres in Cosby, Tennessee, this charming cabin retreat offers breathtaking, endless mountain views and the perfect blend of privacy and comfort. Featuring 2 bedrooms, 2 bathrooms, and a versatile bonus room currently used as additional sleeping space, this 1,848 sqft home provides flexibility for both personal use and rental potential. It is currently a very popular short-term vacation rental. Inside, you'll find cathedral ceilings, tongue and groove wood finishes, and an open-concept kitchen that flows seamlessly into the main living area. A stunning floor-to-ceiling stone gas fireplace anchors the space, creating a warm and inviting cabin feel. Covered porches along the sides of the home offer the perfect place to relax and take in the peaceful surroundings and long-range views. Built in 2001 and currently operating as a successful short-term rental on VRBO, this property offers multiple opportunities. Whether you're looking for your next income-producing investment, a second home getaway, or a full-time cozy mountain residence, this cabin checks all the boxes. Seller also owns a second income-producing rental property in the Florida Keys and is open to a package deal for interested buyers. Washer & Dryer are brand new, just recently replaced.

Highlights

Fireplace

Property details

MLS
East Tennessee REALTORS® MLS
MLS #
1335118
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
205
On market date
April 2, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
3 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Cosby Elementary
1 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
384
Student:teacher ratio
14.8:1
District
Cocke County
Middle
None found nearby
High
Cosby High School
1.04 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
339
Student:teacher ratio
11.3:1
District
Cocke County

Walkability

Blended score for Cosby's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
3 / 100
Restaurants & cafes1
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Cosby, from live MLS data.

On the market 205 days -- 84 more days than Cosby's current average of 121 days.
For reference, the median list price across 105 active listings in Cosby right now is $319,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,854/mo
$89,800 down
$359,200 loan
Principal & interest$2,330
Property tax (est.)$374
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.