Single Family Residence at 3495 OAK ST, DUNEDIN
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17 photos

$440,000

3495 OAK ST
DUNEDIN, FL 34698
Listed by Christine Tatum · REDFIN CORPORATION
Bedrooms
4
Bathrooms
2
Living area
1,948 sqft
Year built
1971

About this home

….OPEN TO OFFERS … LOWEST PRICE PER SQUARE FOOT in DUNEDIN !! Just a short ride to Dunedin Causeway, Honeymoon Island and Caladesi, this 4-bedroom, 2-bath home is the best deal in Dunedin at $236 per sq ft, with just under 2,000 sq ft. Unincorporated Dunedin in X Flood zone, this home is perfectly positioned for seasonal use , short-term rentals or for the next family to love! The bright and open great room creates a welcoming space for everyday living and entertaining. The kitchen offers stainless steel appliances, ample counter space, and multiple dining options to suit your lifestyle, while the living room fireplace serves as a warm and stylish focal point. The spacious primary suite features an updated ensuite bathroom and a walk-in closet, providing a private retreat at the end of the day. Three additional bedrooms share a full bath, with one bedroom offering its own exterior entrance, ideal for a variety of living arrangements, workspace needs, or guest privacy. Outside, enjoy a fenced backyard complete with an above-ground pool, creating the perfect setting for relaxing, entertaining, or enjoying the outdoors. A shed/carport provide added convenience for equipment, and storage needs. Conveniently located near shopping, dining, parks, and major roadways, this home offers easy access to everything the area has to offer.

Highlights

Private poolFireplace

Property details

MLS
Stellar MLS
MLS #
MFRTB8514763
Property type
Single Family Residence
Subdivision
OAK LAKE HEIGHTS
Status
Active
Days on market
94
On market date
June 3, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
PLATO ACADEMY PALM HARBOR CHARTER SCHOOL
0.77 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
354
Student:teacher ratio
13.1:1
District
PINELLAS
Middle
PALM HARBOR MIDDLE SCHOOL
1.35 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,127
Student:teacher ratio
19.4:1
District
PINELLAS
High
DUNEDIN HIGH SCHOOL
2.04 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,196
Student:teacher ratio
20.3:1
District
PINELLAS

Walkability

Blended score for DUNEDIN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

68
Walkable
out of 100
EPA National Walkability Index
11.2 / 20 -- Above average walkable
Google Places amenity density
85 / 100
Restaurants & cafes20
Grocery stores4
Parks0
Schools4
Transit stops20
Pharmacies6

Market position

How this listing compares to current activity in DUNEDIN, from live MLS data.

On the market 94 days -- 9 more days than DUNEDIN's current average of 85 days.
For reference, the median list price across 397 active listings in DUNEDIN right now is $350,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,800/mo
$88,000 down
$352,000 loan
Principal & interest$2,283
Property tax (est.)$367
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 5, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.