Single Family Residence at 3425 Cross Winds Road, Charlotte
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28 photos

$325,000

3425 Cross Winds Road
Charlotte, NC 28227
Listed by Chrystal Roy · The Safari Group
Bedrooms
3
Bathrooms
2
Living area
1,260 sqft
Year built
1977

About this home

$10,000 BUYER INCENTIVE AVAILABLE! Step into a move-in-ready three-bedroom, two-bath home where the open floor plan keeps everyday life connected. The kitchen features tile countertops, abundant cabinetry, a breakfast bar, gas range and tile flooring, opening naturally to the dining area and vaulted great room. Exposed wood beams and custom textured walls add warmth and character, while the fireplace creates an inviting place to gather. Low-maintenance laminate flooring flows throughout the main living areas. Both bathrooms have been beautifully updated with new plumbing and lighting fixtures, including a walk-in shower with a stylish tile surround in the primary suite. Major improvements include a new HVAC system installed in 2025, a new main water line installed in 2025, a gas water heater and a roof replaced in 2016. Outside, the spacious deck offers room for grilling, entertaining or unwinding beneath the mature trees, while the remaining storage building provides space for lawn equipment, tools and seasonal items. Qualifying buyers may be eligible for a 100% financing program with no down payment and no private mortgage insurance, helping reduce both upfront costs and the monthly payment. The $10,000 buyer incentive may be applied toward allowable closing costs, an interest-rate buy-down or other approved expenses, subject to lender and program guidelines. Roof approximately 10 years old, HVAC 1.5 years old. No HOA and no rental restrictions. Conveniently located minutes from WT Harris Boulevard, with easy access to Uptown Charlotte and the shopping, dining and parks of Mint Hill and Matthews. Schedule your showing today!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4426430
Property type
Single Family Residence
Subdivision
Cross Winds
Status
Active
Days on market
20
On market date
September 25, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Piney Grove Elementary
0.85 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
762
Student:teacher ratio
16.2:1
District
Charlotte-Mecklenburg Schools
Middle
Albemarle Road Middle
1.32 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
897
Student:teacher ratio
15.7:1
District
Charlotte-Mecklenburg Schools
High
Butler High School
4.48 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,965
Student:teacher ratio
18.9:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

52
Somewhat walkable
out of 100
EPA National Walkability Index
10.7 / 20 -- Above average walkable
Google Places amenity density
50 / 100
Restaurants & cafes2
Grocery stores2
Parks5
Schools2
Transit stops20
Pharmacies0

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 20 days -- 48 fewer days than Charlotte's current average of 68 days.
For reference, the median list price across 5,664 active listings in Charlotte right now is $359,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,107/mo
$65,000 down
$260,000 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 9 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.