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$750,000

3219 46TH ST N
ST PETERSBURG, FL 33713
Listed by Jennifer Thayer · KELLER WILLIAMS ST PETE REALTY
Bedrooms
3
Bathrooms
2
Living area
1,978 sqft
Year built
1964

About this home

Discover a rare combination of flexible living, thoughtful upgrades, and tropical charm in the heart of Disston Heights! Situated on an approximately 0.2-acre lot, this extensively remodeled property offers 1,978 square feet of combined living space, featuring a 3-bedroom, 2-bathroom main home plus a detached 1-bedroom, 1-bathroom garage apartment built in 2020. Located in desirable Flood Zone X, where flood insurance is generally not required by mortgage lenders, this property offers exceptional advantages for Florida homeowners! With multiple private living arrangements and a spacious 2.5-car garage, the possibilities are exceptional! Inside the concrete-block main residence, an inviting open floor plan blends modern finishes with classic Florida character. Beautiful terrazzo floors complement a remodeled kitchen with granite countertops and updated bathrooms. One of the three bedrooms has been transformed into a versatile studio-style suite with its own private entrance, bathroom, and kitchenette—ideal for extended family, guests, or potential rental use. Notable improvements include hurricane-impact windows, a 2017 roof, energy-efficient mini-split air conditioning, an on-demand water heater, additional attic insulation, and an updated 200-amp electrical panel. Both the home and garage were freshly painted in 2024. A standout feature is the detached 2.5-car garage with a separate apartment above, completed in 2020. This 1-bedroom, 1-bathroom residence offers its own refrigerator, washer/dryer, and private 8-by-8-foot composite deck accessed by composite stairs. Whether used for multigenerational living, guest accommodations, or rental income potential, this independent space adds tremendous versatility. The garage below features air conditioning, hurricane-impact windows and garage door, and a 60-amp subpanel—perfect for a workshop, hobbies, vehicles, or extra storage. Outdoors, escape to your own lush backyard retreat, where pergolas, palms, bamboo, and tropical landscaping create a peaceful setting for entertaining or unwinding. A deep-water well supplies the irrigation system, helping conserve city water. Rear alley access, vinyl fencing and gates, a paver parking area for a boat, camper, recreational equipment, or additional vehicles, and a 100-square-foot aluminum storage shed provide outstanding functionality. A Shark Coating-finished driveway adds a polished touch. Convenient to I-275, downtown St. Petersburg, Gulf beaches, shopping, dining, and Tampa International Airport, this property delivers an ideal combination of accessibility, flexibility, and Florida lifestyle appeal. Whether you're looking for flexible living arrangements, potential supplemental income, or simply more room to live and play, this distinctive Disston Heights property offers a truly uncommon opportunity!

Property details

MLS
Stellar MLS
MLS #
MFRTB8560524
Property type
Single Family Residence
Subdivision
DORIS HEIGHTS
Status
Active
Days on market
1
On market date
October 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.21 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
ALFRED ADLER ELEMENTARY SCHOOL
0.39 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
62
Student:teacher ratio
3.9:1
District
PINELLAS
Middle
TYRONE MIDDLE SCHOOL
1.91 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
899
Student:teacher ratio
19.5:1
District
PINELLAS
High
STRIVE ACADEMY
1.58 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
19
District
PINELLAS

Walkability

Blended score for ST PETERSBURG's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

78
Walkable
out of 100
EPA National Walkability Index
13.2 / 20 -- Above average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores7
Parks2
Schools14
Transit stops20
Pharmacies7

Market position

How this listing compares to current activity in ST PETERSBURG, from live MLS data.

On the market 1 days -- 97 fewer days than ST PETERSBURG's current average of 98 days.
For reference, the median list price across 4,022 active listings in ST PETERSBURG right now is $335,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,667/mo
$150,000 down
$600,000 loan
Principal & interest$3,892
Property tax (est.)$625
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 4 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.