Single Family Residence at 3212 OXBOW CT, HARMONY
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51 photos

$370,000

3212 OXBOW CT
HARMONY, FL 34773
Listed by FIERCE REALTY
Bedrooms
3
Bathrooms
2
Living area
1,580 sqft
Year built
2022

About this home

Have you been searching for a home in a mature, nature-filled community where lifestyle and serenity go hand in hand? This charming 3-bedroom, 2-bathroom home offers just that. Enjoy miles of scenic paths perfect for walking, running, biking, or cruising by golf cart, along with opportunities to fish and connect with nature. The community hosts festive holiday events, book clubs, dog park meetups, and more—making it easy to stay active and engaged. While all these amenities are close by, the home itself is tucked away at the back of the community, offering exceptional privacy and peace. Backing up to conservation land, the backyard becomes a tranquil retreat where deer and turkeys are frequent visitors. Quiet, private, and surrounded by natural beauty, this home offers the perfect balance of community living and peaceful seclusion. This meticulously maintained 3-bedroom, 2-bath home was built in 2022 and feels like new. Located in the gated family part of Harmony, this home offers both comfort and peace of mind. The open-concept kitchen, dining, and living areas are filled with natural light and seamlessly flow to the back patio, which overlooks conservation land. The primary bedroom is thoughtfully tucked away at the rear of the home, providing privacy from the two guest bedrooms. Don’t miss the opportunity to experience everything this home and community provide. Residents enjoy an impressive array of amenities, including two community pools, basketball, volleyball, and soccer courts, along with numerous playgrounds and parks. All of this is complemented by top-rated A schools, making this an ideal place to call home.

Property details

MLS
Stellar MLS
MLS #
MFRS5141393
Property type
Single Family Residence
Subdivision
ENCLAVE AT LAKES OF HARMONY
Status
Active
Days on market
224
On market date
January 13, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.11 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HARMONY COMMUNITY SCHOOL
1.06 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
1.66 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
1.41 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for HARMONY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in HARMONY, from live MLS data.

On the market 224 days -- 155 more days than HARMONY's current average of 69 days.
For reference, the median list price across 71 active listings in HARMONY right now is $369,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,378/mo
$74,000 down
$296,000 loan
Principal & interest$1,920
Property tax (est.)$308
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 25, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.