INNOVATE Real Estate
Single Family Residence at 321 W Bank Street, Salisbury
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48 photos

$650,000

321 W Bank Street
Salisbury, NC 28144
Listed by Mechelle Kuld · TMR Realty, Inc.
Bedrooms
5
Bathrooms
4
Living area
4,132 sqft
Year built
1900

About this home

Historic charm meets timeless elegance in Salisbury’s West Square Historic District! This remarkable home offers over 4,100 sf of beautiful living space and is conveniently located near all the amenities Salisbury has to offer. A spacious front porch welcomes you into a gracious foyer showcasing a beautiful staircase. The main level features a cozy living room with fireplace, bedroom with full bath, sitting room/library overlooking the backyard, and an office/bedroom with half bath. The updated chef’s kitchen boasts a large island, quartz countertops, tile backsplash, Wolf gas range, double wall ovens, stainless appliances and abundant cabinetry. Enjoy the breakfast area with beautiful built-ins and spacious dining room perfect for entertaining. Upstairs offers a charming landing, luxurious primary suite with glass shower, soaking tub, heated tile floors and large walk-in closet, plus two additional bedrooms and 1.5 baths. Original hardwood floors, tall ceilings, detailed crown molding and abundant natural light add to the home’s timeless appeal. Relax on the screened rear porch overlooking the brick patio and private backyard. A koi pond, storage building, ample parking and concrete pad complete this exceptional property. A rare opportunity to own a beautiful piece of Salisbury history!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4419880
Property type
Single Family Residence
Subdivision
West Square Historical
Status
Active
Days on market
47
On market date
August 31, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Koontz Elementary
3.2 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
1.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: F (2025)
Enrollment
478
Student:teacher ratio
12.6:1
District
Rowan-Salisbury Schools
Middle
Knox Middle
1.29 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
517
Student:teacher ratio
16.7:1
District
Rowan-Salisbury Schools
High
Rowan Co Early College
2.09 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
239
Student:teacher ratio
26.6:1
District
Rowan-Salisbury Schools

Walkability

Blended score for Salisbury's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

68
Walkable
out of 100
EPA National Walkability Index
10.0 / 20 -- Below average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores3
Parks16
Schools7
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in Salisbury, from live MLS data.

On the market 47 days -- 51 fewer days than Salisbury's current average of 98 days.
For reference, the median list price across 585 active listings in Salisbury right now is $319,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,064/mo
$130,000 down
$520,000 loan
Principal & interest$3,373
Property tax (est.)$542
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.