Townhouse at 320 ISLAND WAY #304, CLEARWATER BEACH
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Virtually Staged - 320 ISLAND WAY #304, CLEARWATER BEACH
Virtually Staged - 320 ISLAND WAY #304, CLEARWATER BEACH
Virtually Staged - 320 ISLAND WAY #304, CLEARWATER BEACH
Virtually Staged - 320 ISLAND WAY #304, CLEARWATER BEACH
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Virtually Staged - 320 ISLAND WAY #304, CLEARWATER BEACH
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Virtually Staged - 320 ISLAND WAY #304, CLEARWATER BEACH
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Virtually Staged - 320 ISLAND WAY #304, CLEARWATER BEACH
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Virtually Staged - 320 ISLAND WAY #304, CLEARWATER BEACH
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37 photos

$489,000

320 ISLAND WAY #304
CLEARWATER BEACH, FL 33767
Listed by Chrisy Tellis
Bedrooms
3
Bathrooms
3
Living area
1,700 sqft
Year built
1995

About this home

Virtually Staged. One or more photos have been virtually staged. Welcome to Cutter Cove on highly desirable Island Estates! This beautifully updated townhome offers approximately 1,700 square feet of living space featuring 3 bedrooms, 3 full baths, a versatile loft, an oversized 3-car garage, and three levels of outdoor living. Thirty-day rentals are permitted, making this an excellent primary residence, vacation home, or investment property. This Remodeled home features an updated kitchen with granite countertops, stainless steel appliances, breakfast bar, and abundant cabinetry. The open-concept floor plan is enhanced by engineered hardwood flooring, marble bathroom floors, crown molding, updated sliding glass doors, and a new HVAC system installed in 2025. A standout feature is the finished first-floor game room/man cave with durable epoxy flooring, offering flexible space for entertaining, a home gym, media room, hobby area, or BONUS LIVING space. The loft provides additional flexibility for a home office, guest retreat, or playroom. Recent community improvements include new roofs completed in 2024 and building tenting in 2025 with a transferable termite bond. Residents enjoy resort-style amenities including a waterfront pool and spa, grilling stations, and a tiki hut gathering area. Ideally located within walking distance of Clearwater Beach, Publix, restaurants, salons, and the Clearwater Marine Aquarium. Convenient access to Clearwater-St. Pete Airport, Tampa International Airport, and downtown Tampa makes this the perfect opportunity to enjoy the Island Estates lifestyle. Experience the best of coastal living at Cutter Cove.

Property details

MLS
Stellar MLS
MLS #
MFRTB8512455
Property type
Townhouse
Subdivision
CUTTER COVE CONDO
Status
Active
Days on market
68
On market date
June 3, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
1.57 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
SANDY LANE ELEMENTARY SCHOOL
2.26 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
324
Student:teacher ratio
10.5:1
District
PINELLAS
Middle
DUNEDIN HIGHLAND MIDDLE SCHOOL
2.77 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
PINELLAS
High
CLEARWATER HIGH SCHOOL
4 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,563
Student:teacher ratio
20.3:1
District
PINELLAS

Walkability

Blended score for CLEARWATER BEACH's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

67
Walkable
out of 100
EPA National Walkability Index
12.2 / 20 -- Above average walkable
Google Places amenity density
75 / 100
Restaurants & cafes20
Grocery stores1
Parks11
Schools1
Transit stops20
Pharmacies3

Market position

How this listing compares to current activity in CLEARWATER BEACH, from live MLS data.

On the market 68 days -- 138 fewer days than CLEARWATER BEACH's current average of 206 days.
For reference, the median list price across 410 active listings in CLEARWATER BEACH right now is $592,000.

Mortgage calculator

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Est. monthly payment
$3,095/mo
$97,800 down
$391,200 loan
Principal & interest$2,537
Property tax (est.)$408
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 10, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.