Single Family Residence at 32 Winter Street, Gardner MA 01440

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40 photos

$450,000

32 Winter Street, Gardner MA 01440

Gardner, MA 01440

Listed by Miller Real Estate Group

Bedrooms

Bathrooms

1.5

Living area

2,851 sqft

Year built

1870

About this home

1870 VICTORIAN CHARM, IMPRESSIVE SPACE & THOUGHTFUL UPDATES! Step inside this distinctive Victorian offering 2,851 sq. ft. of living space, where period character meets the comfort and functionality of today’s lifestyle. Generous room sizes, hardwood floors, abundant natural light and architectural details create warmth and personality throughout. The refreshed kitchen features new countertops, repainted cabinetry and additional storage, while the renovated first-floor laundry offers new cabinetry and workspace. NOW FEATURING AN UPDATED 200-AMP ELECTRICAL SERVICE, adding another significant improvement to this classic home. Other updates include custom radiator enclosures, built-in cabinetry, organized bedroom closets and fresh interior paint throughout most rooms. The renovated full bath features a double vanity and new tile flooring. A large walk-up attic offers exceptional storage and potential for additional finished space, subject to permits and approvals. Outside, enjoy approximately half an acre with a fenced yard, patio and plenty of room to relax, garden and entertain. A full walk-out basement and expansive paved driveway provide even more flexibility. Classic Victorian character, impressive space and meaningful updates—come discover everything this unique Gardner home has to offer!

Highlights

Fireplace

Property details

MLS: MLS Property Information Network
MLS #: 73566180
Property type: Single Family Residence
Subdivision: N/A
Status: Active
Days on market: 64
On market date: August 20, 2026
Stories: N/A
Total bathrooms: 1.5
Garage spaces: N/A
Parking spaces: 11
Lot size: 0.5 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary

Elm Street School

1.11 mi away · Grades 2-4

Nearest school -- attendance-zone data not available here

5.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 462
Student:teacher ratio: 11.8:1
District: Gardner

Middle

Gardner Middle School

1.92 mi away · Grades 5-7

Nearest school -- attendance-zone data not available here

4.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 518
Student:teacher ratio: 12.6:1
District: Gardner

High

Gardner Academy for Learning and Technology

1.18 mi away · Grades 9-12

Nearest school -- attendance-zone data not available here

5.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 96
Student:teacher ratio: 12.0:1
District: Gardner

Walkability

Blended score for Gardner's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

Walkable

out of 100

EPA National Walkability Index

10.8 / 20 -- Above average walkable

Google Places amenity density

70 / 100

Restaurants & cafes17

Grocery stores2

Parks3

Schools0

Transit stops13

Pharmacies1

Market position

How this listing compares to current activity in Gardner, from live MLS data.

On the market 64 days -- 28 fewer days than Gardner's current average of 92 days.

For reference, the median list price across 163 active listings in Gardner right now is $385,000.

Mortgage calculator

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Home price

Down payment

Interest rate

Loan term

Adjust tax / insurance estimates

Property tax

% / yr

Home insurance

/mo

Est. monthly payment

$2,860/mo

$90,000 down

$360,000 loan

Principal & interest$2,335

Property tax (est.)$375

Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.