INNOVATE Real Estate
Single Family Residence at 31448 PENNY SURF LOOP, WESLEY CHAPEL
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$426,500

31448 PENNY SURF LOOP
WESLEY CHAPEL, FL 33545
Listed by LPT REALTY, LLC
Bedrooms
4
Bathrooms
2.5
Living area
2,260 sqft
Year built
2021

About this home

Welcome to this beautifully designed home located in the highly sought-after Epperson community — one of Wesley Chapel’s premier master-planned neighborhoods known for its resort-style living and unmatched amenities. Combining modern elegance, comfort, and convenience, this exceptional property offers the ultimate Florida lifestyle buyers are looking for. Step inside to discover a bright open-concept floor plan filled with natural light, soaring ceilings, and stylish contemporary finishes throughout. The gourmet kitchen serves as the heart of the home, featuring sleek cabinetry, quartz/granite countertops, stainless steel appliances, and a spacious island perfect for entertaining family and friends. The luxurious primary suite provides a peaceful private retreat complete with a spa-inspired bathroom and oversized walk-in closet. Additional bedrooms give flexibility for family, guests, or a home office setup. Enjoy outdoor living year-round from the covered lanai and spacious backyard — ideal for relaxing evenings, weekend BBQs, or creating your own private oasis. Living in Epperson means enjoying access to world-class community amenities, including: The famous crystal-clear lagoon Sandy beaches & resort-style experiences Kayaking, paddleboarding & outdoor activities Walking trails, parks & golf cart-friendly streets Community events and family-friendly lifestyle Ideally located just minutes from: • Top-rated schools • Shopping & dining • Tampa Premium Outlets & The Shops at Wiregrass • Major highways including I-75 & SR-54 • Hospitals, entertainment, and everyday conveniences This move-in ready home offers incredible value in one of Tampa Bay’s fastest-growing and most desirable communities. Whether you’re searching for your dream home, vacation-style living, or a strong investment opportunity, this property truly checks every box.

Property details

MLS
Stellar MLS
MLS #
MFRTB8513397
Property type
Single Family Residence
Subdivision
EPPERSON RANCH NORTH POD F
Status
Active
Days on market
81
On market date
May 29, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.12 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
INNOVATION PREPARATORY ACADEMY
1.2 mi away · Grades 0-7
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
685
Student:teacher ratio
15.6:1
District
PASCO
Middle
THOMAS E. WEIGHTMAN MIDDLE SCHOOL
1.49 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,230
Student:teacher ratio
20.8:1
District
PASCO
High
WESLEY CHAPEL HIGH SCHOOL
1.67 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,717
Student:teacher ratio
21.7:1
District
PASCO

Walkability

Blended score for WESLEY CHAPEL's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

33
Car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable
Google Places amenity density
45 / 100
Restaurants & cafes6
Grocery stores1
Parks2
Schools2
Transit stops0
Pharmacies1

Market position

How this listing compares to current activity in WESLEY CHAPEL, from live MLS data.

On the market 81 days -- 1 more days than WESLEY CHAPEL's current average of 80 days.
For reference, the median list price across 1,185 active listings in WESLEY CHAPEL right now is $364,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,718/mo
$85,300 down
$341,200 loan
Principal & interest$2,213
Property tax (est.)$355
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 19, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.