Your Oasis under the live oaks. No HOA - short walk to beach. - 301 Bay Circle, North Topsail Beach, NC 28460
YOur oasis under the oaks ! - 301 Bay Circle, North Topsail Beach, NC 28460
Fantastic corner lot - 301 Bay Circle, North Topsail Beach, NC 28460
End Unit with large rear yard of live oaks! - 301 Bay Circle, North Topsail Beach, NC 28460
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 5 of 59
Relax in the screened porch where you feel like you are in a tree house! - 301 Bay Circle, North Topsail Beach, NC 28460
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 7 of 59
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 8 of 59
Front Porch - 301 Bay Circle, North Topsail Beach, NC 28460
Lovely mature landscaping - 301 Bay Circle, North Topsail Beach, NC 28460
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 11 of 59
Living area with vaulted ceilings make this unit feel larger. - 301 Bay Circle, North Topsail Beach, NC 28460
Cute path toward the beach - 301 Bay Circle, North Topsail Beach, NC 28460
Kitchen with MARBLE counter tops and slide in stove. - 301 Bay Circle, North Topsail Beach, NC 28460
Main level bathroom - 301 Bay Circle, North Topsail Beach, NC 28460
Main level full bath - 301 Bay Circle, North Topsail Beach, NC 28460
Upper level owners suite - 301 Bay Circle, North Topsail Beach, NC 28460
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 18 of 59
Upper level full bath - 301 Bay Circle, North Topsail Beach, NC 28460
Steps to beach! - 301 Bay Circle, North Topsail Beach, NC 28460
Plenty of room for relaxing under the oaks - 301 Bay Circle, North Topsail Beach, NC 28460
Lovely duplex - 301 Bay Circle, North Topsail Beach, NC 28460
Large corner lot - 301 Bay Circle, North Topsail Beach, NC 28460
Look at all the parking! - 301 Bay Circle, North Topsail Beach, NC 28460
Outdoor shower - 301 Bay Circle, North Topsail Beach, NC 28460
lower level screened in porch - 301 Bay Circle, North Topsail Beach, NC 28460
Lower level porch - 301 Bay Circle, North Topsail Beach, NC 28460
Large yard - 301 Bay Circle, North Topsail Beach, NC 28460
Lots of room to play games - 301 Bay Circle, North Topsail Beach, NC 28460
front porch - 301 Bay Circle, North Topsail Beach, NC 28460
front porch - 301 Bay Circle, North Topsail Beach, NC 28460
The best room in the house! - 301 Bay Circle, North Topsail Beach, NC 28460
The owners favorite area - 301 Bay Circle, North Topsail Beach, NC 28460
Vaulted ceilings and recessed lights in the kitchen - 301 Bay Circle, North Topsail Beach, NC 28460
Main living area - 301 Bay Circle, North Topsail Beach, NC 28460
Cozy dining area - 301 Bay Circle, North Topsail Beach, NC 28460
Marble counters and stainless steel appliances - 301 Bay Circle, North Topsail Beach, NC 28460
Kitchen - 301 Bay Circle, North Topsail Beach, NC 28460
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 39 of 59
Slide in stove - 301 Bay Circle, North Topsail Beach, NC 28460
Kitchen - 301 Bay Circle, North Topsail Beach, NC 28460
Bonus Room! Functions as a 3rd bedroom space. - 301 Bay Circle, North Topsail Beach, NC 28460
Lovely 2nd bedroom on main level - 301 Bay Circle, North Topsail Beach, NC 28460
2nd bedroom - 301 Bay Circle, North Topsail Beach, NC 28460
Laundry room PLUS there is another full sized washer in the carport level. - 301 Bay Circle, North Topsail Beach, NC 28460
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 46 of 59
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 47 of 59
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 48 of 59
Private balcony off primary suite - 301 Bay Circle, North Topsail Beach, NC 28460
Balcony - 301 Bay Circle, North Topsail Beach, NC 28460
Checkk out that FORTIFIED roof! - 301 Bay Circle, North Topsail Beach, NC 28460
Short walk to beach! - 301 Bay Circle, North Topsail Beach, NC 28460
Your haven in the live oaks! - 301 Bay Circle, North Topsail Beach, NC 28460
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 54 of 59
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 55 of 59
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 56 of 59
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 57 of 59
Townhouse at 301 Bay Circle, North Topsail Beach, NC 28460, photo 58 of 59
This could be yours@ - 301 Bay Circle, North Topsail Beach, NC 28460
59 photos

$345,000

301 Bay Circle, North Topsail Beach, NC 28460
North Topsail Beach, NC 28460
Listed by Maggie D Moyer · Coldwell Banker Sea Coast Advantage Rlty
Bedrooms
2
Bathrooms
2
Living area
832 sqft
Year built
1985

About this home

Welcome to 301 Bay Circle, a charming North Topsail Beach retreat offering 2 bedrooms, 2 full baths, plus a bonus bunk room--all tucked beneath a beautiful canopy of mature live oaks. NO HOA, a ''fortified'' roof in 2023 & a short walk to the beach make this property a fantastic buy. The open main living area brings together the kitchen, dining and living spaces beneath vaulted ceilings, creating a bright and inviting place to gather. On the lower level, you'll find a comfortable bedroom with direct access to a beautiful screened porch, a full bathroom, and a separate bonus bunk room--an ideal setup for kids, or extra guests. Upstairs, the generously sized primary bedroom offers its own private bath and balcony, creating a peaceful retreat of its own. Outdoor living is where this property really shines. With decks on three sides of the home, two screened porches, a spacious shaded area beneath the house, outdoor shower and plenty of parking, there is always a place to relax after a day at the beach. The magnificent live oaks create a sense of privacy and serenity that's hard to find this close to the ocean. Walk across the street for dinner and drinks at the St. Regis, grab some coffee at Coffee Joy for your morning beach walk, or stroll to the nearby tiki bar. Offered fully furnished and already set up to sleep six, 301 Bay Circle is ready to enjoy as a primary residence, second home or vacation rental. Come experience your own little North Topsail Beach escape beneath the live oaks! * some photos digitally enhanced (twilight)

Property details

MLS
Hive MLS
MLS #
100603953
Property type
Townhouse
Subdivision
Bay View
Status
Active
Days on market
18
On market date
October 13, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
5
Lot size
0.12 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Dixon Elementary
5.51 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
648
Student:teacher ratio
17.1:1
District
Onslow County Schools
Middle
Dixon Middle
4.66 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
934
Student:teacher ratio
18.0:1
District
Onslow County Schools
High
Dixon High
8.16 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,028
Student:teacher ratio
19.4:1
District
Onslow County Schools

Walkability

Blended score for North Topsail Beach's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
4.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in North Topsail Beach, from live MLS data.

On the market 18 days -- 159 fewer days than North Topsail Beach's current average of 177 days.
For reference, the median list price across 301 active listings in North Topsail Beach right now is $399,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,228/mo
$69,000 down
$276,000 loan
Principal & interest$1,790
Property tax (est.)$288
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.