Front of Home - 2945 ELIO HAMMOCK DR, HARMONY
Front Door - 2945 ELIO HAMMOCK DR, HARMONY
Virtually staged living room/diningroom kitchen combo - 2945 ELIO HAMMOCK DR, HARMONY
Virtually staged dining kitchen combo - 2945 ELIO HAMMOCK DR, HARMONY
virtually staged dining kitchen living room combo - 2945 ELIO HAMMOCK DR, HARMONY
Living Room/Dining Room/Kitchen Combo - 2945 ELIO HAMMOCK DR, HARMONY
Dining Room/Kitchen - 2945 ELIO HAMMOCK DR, HARMONY
Kitchen - 2945 ELIO HAMMOCK DR, HARMONY
Kitchen/Dining/Living room - 2945 ELIO HAMMOCK DR, HARMONY
Virtually staged master bedroom - 2945 ELIO HAMMOCK DR, HARMONY
Virtually staged Master Bedroom - 2945 ELIO HAMMOCK DR, HARMONY
Virtually staged Bedroom 2 on first floor - 2945 ELIO HAMMOCK DR, HARMONY
Virtually staged 3rd bedroom - 2945 ELIO HAMMOCK DR, HARMONY
Virtually staged Bedroom 5 - 2945 ELIO HAMMOCK DR, HARMONY
Virtually staged Bedroom 4 - 2945 ELIO HAMMOCK DR, HARMONY
Virtually staged loft - 2945 ELIO HAMMOCK DR, HARMONY
Bedroom 2 - first floor - 2945 ELIO HAMMOCK DR, HARMONY
Bathroom 2 - first floor - 2945 ELIO HAMMOCK DR, HARMONY
Loft - 2945 ELIO HAMMOCK DR, HARMONY
Master Bedroom - 2nd floor - 2945 ELIO HAMMOCK DR, HARMONY
Master Bath Shower- 2nd floor - 2945 ELIO HAMMOCK DR, HARMONY
Master Bath - 2nd floor - 2945 ELIO HAMMOCK DR, HARMONY
Bedroom 3- 2nd floor - 2945 ELIO HAMMOCK DR, HARMONY
Bedroom 4 - 2nd floor - 2945 ELIO HAMMOCK DR, HARMONY
Bedroom 5 - 2nd floor - 2945 ELIO HAMMOCK DR, HARMONY
Bathroom 3 - 2nd floor - 2945 ELIO HAMMOCK DR, HARMONY
Laundry Room - 2nd floor - 2945 ELIO HAMMOCK DR, HARMONY
Community Pool - 2945 ELIO HAMMOCK DR, HARMONY
Community Pool & Clubhouse - 2945 ELIO HAMMOCK DR, HARMONY
Backyard - 2945 ELIO HAMMOCK DR, HARMONY
Community Dog Park - 2945 ELIO HAMMOCK DR, HARMONY
Community Playground - 2945 ELIO HAMMOCK DR, HARMONY
Community Park - 2945 ELIO HAMMOCK DR, HARMONY
Floor Plan - 2945 ELIO HAMMOCK DR, HARMONY
34 photos

$430,000

2945 ELIO HAMMOCK DR
HARMONY, FL 34773
Listed by Jessica Collins · ORCHARD BROKERAGE, LLC
Bedrooms
5
Bathrooms
3
Living area
2,451 sqft
Year built
2025

About this home

3.99% ASSUMABLE VA LOAN WITH A CURRENT LOAN BALANCE SUFFICIENT TO COVER THE FULL LIST PRICE, subject to lender approval and buyer qualification. Built in 2025, this nearly new Harmony West home offers a flexible open floor plan with a first-floor bedroom and full bathroom, ideal for guests, a home office or additional living space. The kitchen opens to the dining and living areas and features granite countertops, stainless steel appliances and a center island. Upstairs, the primary suite features a walk-in closet and private bath, with three additional bedrooms and the laundry room conveniently located on the same level. Enjoy a 2-car garage, irrigation and Harmony West amenities including a community pool, clubhouse, playground, dog park and walking trails. Located in Harmony near St. Cloud. Loan assumption is subject to lender approval, buyer qualification, existing loan terms and applicable requirements. ***This home has been virtually staged***

Property details

MLS
Stellar MLS
MLS #
MFRO6427274
Property type
Single Family Residence
Subdivision
VILLAGES/HARMONY PH 2E & 2F
Status
Active
Days on market
84
On market date
July 23, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.11 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HARMONY COMMUNITY SCHOOL
1.74 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
2.97 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
2.65 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for HARMONY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in HARMONY, from live MLS data.

On the market 84 days -- 16 more days than HARMONY's current average of 68 days.
For reference, the median list price across 72 active listings in HARMONY right now is $369,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,740/mo
$86,000 down
$344,000 loan
Principal & interest$2,231
Property tax (est.)$358
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 9 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.