Single Family Residence at 286 Harris Road, Lake Lure
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$485,000

286 Harris Road
Lake Lure, NC 28746
Listed by Jenn Saltouros · Howard Hanna Beverly-Hanks, Lake Lure
Bedrooms
2
Bathrooms
2.5
Living area
1,769 sqft
Year built
1980

About this home

An exceptional opportunity to own one of Lake Lure's most sought-after locations! Situated on two separate parcels totaling over half an acre, this fully furnished, turnkey mountain cabin places you just moments from Lake Lure Beach & Water Park, Washburn Marina, Morse Park, restaurants, and iconic attractions, including Chimney Rock State Park. Step outside your front door and experience the best of Lake Lure! Spend the day at the beach, launch your boat from the marina, stroll through Morse Park, enjoy lakeside dining, or unwind with an evening out, everything that makes Lake Lure special is just minutes away. Inside, the home features an inviting open-concept floor plan, accommodations for up to 10 guests, and a beautifully remodeled walk-out lower level, offering exceptional space for family and friends. Whether you're searching for a full-time residence, weekend retreat, or a high-performing investment property, this home delivers.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4414504
Property type
Single Family Residence
Subdivision
none
Status
Active
Days on market
19
On market date
August 13, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Pinnacle Elementary School
12.52 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
233
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
16.47 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
14.67 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Lake Lure's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

36
Car-dependent
out of 100
EPA National Walkability Index
8.0 / 20 -- Below average walkable
Google Places amenity density
30 / 100
Restaurants & cafes6
Grocery stores1
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lake Lure, from live MLS data.

On the market 19 days -- 216 fewer days than Lake Lure's current average of 235 days.
For reference, the median list price across 411 active listings in Lake Lure right now is $115,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,071/mo
$97,000 down
$388,000 loan
Principal & interest$2,517
Property tax (est.)$404
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated September 1, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.