Sumter County at 2817 Cains Mill Road, Sumter
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$560,000

2817 Cains Mill Road
Sumter, SC 29154
Bedrooms
5
Bathrooms
6
Living area
4,789 sqft
Year built
2006

About this home

ASSUMABLE VA LOAN AT JUST 2.25 INTEREST! NEARLY 4,800 SQ. FT. ON 2.62 ACRES WITH NO HOA NEAR SHAW AFB! An incredible opportunity to own a spacious all-brick home with a potentially assumable VA mortgage at an exceptionally low interest rate! Qualified buyers may be able to assume the seller's existing loan at 2.25 interest rate, offering a valuable financing advantage in today's market. Welcome to 2817 Cains Mill Road, where space, comfort, and flexibility come together! This impressive property features 5 bedrooms, 4 full and 3 half baths, a 3-car garage, and nearly 4,800 sq. ft. of living space situated on 2.62 acres with NO HOA! Step inside to soaring 20-foot ceilings, a marble foyer, beautiful eucalyptus hardwood floors, skylights, and a gas fireplace. The spacious kitchen offers granite countertops, custom cabinetry, and a gas cooktop. The main-level primary suite provides a private retreat, while an additional main-level bedroom with its own bathroom is perfect for guests or multigenerational living. Upstairs offers a large bonus room with a full bath, plus a separate staircase leading to the fifth bedroom or private office with its own bathroom. Multiple flex rooms provide endless possibilities for a home gym, game room, media room, hobbies, or additional storage. Recent improvements include new heat pumps, gas tankless water heaters, solar-ready wiring, and a 15kW propane backup generator. Outside, enjoy 2.62 acres with plenty of room for outdoor entertaining, gardening, recreation, or simply enjoying your own space. Conveniently located near Shaw AFB and Sumter amenities. MORE HOUSE, MORE LAND, AND A RARE FINANCING OPPORTUNITY! Schedule your private showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Property details

MLS
Consolidated MLS
MLS #
628028
Property type
Sumter County
Subdivision
NONE
Status
Active
Days on market
234
On market date
March 2, 2026
Stories
2
Total bathrooms
6
Garage spaces
3
Parking spaces
N/A
Lot size
2.62 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Manchester Elementary
9.01 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Average (2025)
Enrollment
388
Student:teacher ratio
15.5:1
District
Sumter 01
Middle
Furman Middle
3.45 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Average (2025)
Enrollment
766
Student:teacher ratio
18.2:1
District
Sumter 01
High
Lakewood High
3.06 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Below Average (2025)
Enrollment
1,082
Student:teacher ratio
20.4:1
District
Sumter 01

Walkability

Blended score for Sumter's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Sumter, from live MLS data.

On the market 234 days -- 174 more days than Sumter's current average of 60 days.
For reference, the median list price across 99 active listings in Sumter right now is $239,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,522/mo
$112,000 down
$448,000 loan
Principal & interest$2,906
Property tax (est.)$467
Home insurance (est.)$150

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Data source: Listing information provided by Consolidated MLS (COLUMBIA) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.