Single Family Residence at 2705 PLOVER ST, ST CLOUD
Single Family Residence at 2705 PLOVER ST, ST CLOUD, photo 2 of 3
Single Family Residence at 2705 PLOVER ST, ST CLOUD, photo 3 of 3
3 photos

$391,560

2705 PLOVER ST
ST CLOUD, FL 34771
Listed by Tara Garkowski · KELLER WILLIAMS ADVANTAGE REALTY
Bedrooms
4
Bathrooms
3
Living area
2,039 sqft
Year built
2025

About this home

This thoughtfully designed two-story home combines modern finishes with versatile spaces for comfortable everyday living. The open-concept main floor features 9-foot ceilings and tile flooring, creating a bright and inviting living area. A downstairs bedroom and full bath offer added flexibility for guests, a home office, or multigenerational living. The kitchen is both stylish and functional, featuring 36-inch upper cabinets, Silestone countertops, and a practical layout ideal for cooking and entertaining. Just off the kitchen, a spacious nook provides the perfect space for dining, relaxing, or gathering. Upstairs, 8-foot ceilings complement the private primary suite, which features a dual-sink vanity, large walk-in shower, and generous walk-in closet. A versatile loft provides additional space that can be customized to suit your needs, whether used as a second living area, media room, home office, or play space. An upstairs laundry room adds everyday convenience, making this home a seamless blend of comfort, functionality, and modern style.

Highlights

New construction

Property details

MLS
Stellar MLS
MLS #
MFRO6444920
Property type
Single Family Residence
Subdivision
SHORES
Status
Active
Days on market
25
On market date
September 25, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.1 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HARMONY COMMUNITY SCHOOL
2.44 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
3.33 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
3.09 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
3.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 25 days -- 84 fewer days than ST CLOUD's current average of 109 days.
For reference, the median list price across 1,949 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,508/mo
$78,312 down
$313,248 loan
Principal & interest$2,032
Property tax (est.)$326
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.