Condominium at 27 Fern Lane, Laconia
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$795,000

Under contract
27 Fern Lane
Laconia, NH 03246
Listed by Patricia D Mather · REAL Broker NH, LLC
Bedrooms
3
Bathrooms
2.5
Living area
N/A
Year built
1987

About this home

BUYER INCENTIVE: Seller offering 2 years of paid HOA & Recreational dues. Welcome- where everyday feels like a vacation! Experience the best of Lake Winnipesaukee living in the highly sought-after gated community of South Down Shores, where private waterfront amenities, year-round recreation, and low-maintenance living come together. Whether you're searching for a full-time residence or the perfect lakeside getaway, this home offers the lifestyle you've been waiting for. Thoughtfully updated and beautifully maintained, this detached 3-bedroom, 2.5-bath condo welcomes you with soaring vaulted ceilings, abundant natural light, and a cozy wood-burning fireplace. The remodeled kitchen features quartz countertops, an expanded layout, and modern appliances, creating an ideal space for everyday living and entertaining. Two sets of sliding glass doors open to a spacious deck where you can relax with peaceful peek-a-boo views of Lake Winnipesaukee and the surrounding Mountains. The flexible floor plan offers exceptional versatility. The main level includes two bedrooms and a full bath, while upstairs, the private primary suite features its own balcony overlooking the lake, an expanded walk-in closet, full bath, and loft perfect for a second living area, reading nook, or home office. The finished walkout lower level provides even more space to spread out with a warm and inviting family room centered around a wood stove, a half bath, and a versatile bonus room ideal for guests, an office, fitness room, or hobby space. Recent updates include five mini-splits for year-round comfort, energy-efficient heat and UV-filtering blinds, and numerous thoughtful improvements throughout. Life in South Down Shores extends far beyond your front door. Enjoy over 4,000 feet of waterfront on Paugus Bay, a private beach, walking and cross-country ski trails, playgrounds, pickleball, tennis, basketball, bocce, and one of the Lakes Region's most desirable gated communities. CODE NEEDED FOR ENTRY.

Property details

MLS
Prime MLS
MLS #
5082745
Property type
Condominium
Subdivision
South Down Shores Ferncroft
Status
Under contract
Days on market
116
On market date
N/A
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Elm Street School
1.57 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
261
Student:teacher ratio
11.3:1
District
Laconia School District
Middle
Laconia Middle School
3.02 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
422
Student:teacher ratio
10.0:1
District
Laconia School District
High
Laconia High School
3.18 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
582
Student:teacher ratio
10.2:1
District
Laconia School District

Walkability

Blended score for Laconia's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

21
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Laconia, from live MLS data.

On the market 116 days -- 23 more days than Laconia's current average of 93 days.
For reference, the median list price across 262 active listings in Laconia right now is $514,000.

Mortgage calculator

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Est. monthly payment
$4,938/mo
$159,000 down
$636,000 loan
Principal & interest$4,125
Property tax (est.)$663
Home insurance (est.)$150

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Copyright 2026 PrimeMLS. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 08/11/26.