Single Family Residence at 264 S CENTRAL AVE, UMATILLA
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42 photos

$480,000

264 S CENTRAL AVE
UMATILLA, FL 32784
Listed by Logan Wilson · RLW REALTY
Bedrooms
2
Bathrooms
2
Living area
1,258 sqft
Year built
2020

About this home

Energy-efficient 2020 lakefront home on Lake Enola in Umatilla with a private dock, a screened lanai and a hot tub. Built for low upkeep, it has 6" spray-foam insulation, a Navien tankless gas water heater, Trane HVAC and a whole-house Generac generator (both under service contract). Inside, tongue-and-groove cypress ceilings and tile floors run through an open living and dining area. A wall of double-pane glass with two 8-ft sliders frames the lake. The kitchen has quartz counters and Whirlpool appliances, and a large pantry holds the Samsung washer and dryer. Both bedrooms are ensuite with glass-enclosed showers. The primary suite adds an extra-large walk-in closet and a dual-head shower, and the second bedroom has a built-in office and a Murphy bed. Motorized blinds are custom. Outside: an outdoor kitchen on the covered porch with a gas stub-out, lake-fed irrigation, an extra-large double carport, a digital entry lock, and a lockable exterior storage room. Gas heat, range and dryer. Underground utilities, with a lift station to city sewer. Please note: the sale depends on a lot split, which the City of Umatilla supports, so the lot size is approximate. The neighboring duplex is also for sale. Buying both together means no split is needed. Close to downtown Umatilla and the Ocala National Forest.

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRG5111097
Property type
Single Family Residence
Subdivision
UMATILLA MITCHENORS ADD
Status
Active
Days on market
179
On market date
April 16, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.43 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
UMATILLA ELEMENTARY SCHOOL
1.09 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
588
Student:teacher ratio
14.3:1
District
LAKE
Middle
UMATILLA MIDDLE SCHOOL
0.9 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
587
Student:teacher ratio
15.9:1
District
LAKE
High
UMATILLA HIGH SCHOOL
0.76 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
815
Student:teacher ratio
19.4:1
District
LAKE

Walkability

Blended score for UMATILLA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

60
Somewhat walkable
out of 100
EPA National Walkability Index
9.8 / 20 -- Below average walkable
Google Places amenity density
75 / 100
Restaurants & cafes15
Grocery stores2
Parks2
Schools5
Transit stops11
Pharmacies0

Market position

How this listing compares to current activity in UMATILLA, from live MLS data.

On the market 179 days -- 45 more days than UMATILLA's current average of 134 days.
For reference, the median list price across 172 active listings in UMATILLA right now is $280,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,041/mo
$96,000 down
$384,000 loan
Principal & interest$2,491
Property tax (est.)$400
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.