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Virtually Staged - 260 Derby Lane, Ridgeway
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$749,000

260 Derby Lane
Ridgeway, SC 29130
Bedrooms
4
Bathrooms
2
Living area
2,605 sqft
Year built
2021

About this home

Built in 2021, this beautiful 4 bedroom, 2.5 bath Craftsman home sits on 6.12 private acres at the end of a quiet cul-de-sac in the highly desirable Center Creek community, where a 5 acre minimum for subdivision preserves privacy and space for everyone. The primary suite is on the main level, and a fully finished upstairs adds approx. 900 sq ft of living space (not reflected in county tax records).This property is homestead ready. It backs up to a beautiful, sizable creek that provides a year round water source and a peaceful, scenic setting. Existing structures are ready for chickens or small livestock, along with garden boxes and several established blueberry bushes. A large storage shed provides plenty of room for tools and equipment.Relax by the in-ground saltwater pool, surrounded by established rose bushes.The home sits on high ground in FEMA Zone X (Area of Minimal Flood Hazard); only the lower portion of the property along the creek is within the mapped flood zone. Enjoy true country living with convenient access to I-77, Columbia, and Charlotte, plus Lake Wateree and Lake Murray for weekend fun. Some photos have been virtually rendered. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Property details

MLS
Consolidated MLS
MLS #
644245
Property type
Fairfield County
Subdivision
DOKO FARMS
Status
Active
Days on market
19
On market date
October 2, 2026
Stories
1
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
6.12 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Kelly Miller Elementary
7.79 mi away · Grades -1-6
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Average (2025)
Enrollment
224
Student:teacher ratio
11.8:1
District
Fairfield 01
Middle
Fairfield Middle
8.92 mi away · Grades 7-8
Zoned school (attendance boundary, 2015-16 data)
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
319
Student:teacher ratio
8.4:1
District
Fairfield 01
High
Fairfield Central High
8.76 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Good (2025)
Enrollment
715
Student:teacher ratio
11.2:1
District
Fairfield 01

Walkability

Blended score for Ridgeway's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Ridgeway, from live MLS data.

On the market 19 days -- 99 fewer days than Ridgeway's current average of 118 days.
For reference, the median list price across 35 active listings in Ridgeway right now is $625,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,661/mo
$149,800 down
$599,200 loan
Principal & interest$3,886
Property tax (est.)$624
Home insurance (est.)$150

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Data source: Listing information provided by Consolidated MLS (COLUMBIA) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.