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113B3C0C-03DE-493E-B02F-C88A7599A950 - 227 Phillips Drive, Rockwood, TN 37854
109 photos

$1,099,000

227 Phillips Drive, Rockwood, TN 37854
Rockwood, TN 37854
Listed by Lee K Franz · Blue Key Properties
Bedrooms
3
Bathrooms
2.5
Living area
N/A
Year built
1999

About this home

Motivated seller is looking for a buyer to enjoy the SUNRISE VIEWS AND SILENT MOONLIT NIGHTS of their BRICK home with YEAR ROUND DEEP WATER! Updated Kitchen Coming soon! With new stainless steel appliances and GRANIT COUNTER TOPS! The home offers the convenience of main-level living, this well-maintained 3,200-square-foot residence perfectly balances luxury, durability, and practical design. The property is nestled within Bella Mara, a highly desirable and established lakefront community. Situated on a prime lot featuring year-round deep water, the home offers a short, gentle slope to the shoreline. You will enjoy peace and panoramic sunrise views over a protected TVA Nature Preserve. Located just off the main channel, you are only a short boat ride away from six nearby marinas and because the home is safely tucked inside a protected cove, you will remain shielded from disruptive boat wakes. Furthermore, with TVA property directly across the water, no neighboring lights will distract from your nighttime views of the moon sparkling on the lake. The thoughtfully designed main floor centers around a spacious living room anchored by a Stone propane gas fireplace, with a formal dining room perfect for entertaining. Natural light floods the kitchen, maximizing the expansive water views. Home chefs will appreciate the abundant countertop space, plentiful cabinetry, and a separate pantry built to handle large family gatherings. The main-floor primary suite serves as a private retreat, complete with two walk-in closets. When sitting in the screened porch you feel like you can reach out and touch the water. The finished, walk-out lower level serves as ideal guest quarters or a secondary living space. It hosts a large family room with its own stone gas fireplace, two additional large bedrooms, and a full bathroom. An expansive unfinished area provides an abundance of storage space for seasonal decor and water toys. Step outside onto a sprawling patio that frames gorgeous, wide-open views of the water. Premium waterfront amenities include a gentle walkway leading down to a masterfully engineered, two-slip dock. Both boat slips come equipped with lifts, configured for a pontoon and the other for a V-hull. A water pump is utilized for lawn irrigation. The home is built to last with 2x6 construction, featuring high-end Marvin casement windows, Andersen patio doors, and wide 36-inch doorways for enhanced accessibility. These Capital Improvements offer total peace of mind, including a new GENERAC GENERATOR, the NEW ROOF in 2021, an HVAC system updated in 2018, newly installed TREX decking, new wire railing on the upper deck, a freshly stained dock and a recently pumped septic system. Bella Mara has a TVA Boat Ramp that is less than a mile from this home making it convenient to launch your watercraft! There is too much to mention so make your appointment today for your private showing and enjoy the 2026 lake season! Buyer to verify all pertinent information.

Highlights

Fireplace

Property details

MLS
East Tennessee REALTORS® MLS
MLS #
1351141
Property type
Single Family Residence
Subdivision
Bella Mara Estates
Status
Active
Days on market
79
On market date
August 8, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.46 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Ridge View Elementary
6.61 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
14.9:1
District
Roane County
Middle
Rockwood Middle School
7.8 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
297
Student:teacher ratio
15.6:1
District
Roane County
High
Rockwood High School
7.86 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
344
Student:teacher ratio
13.8:1
District
Roane County

Walkability

Blended score for Rockwood's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

8
Very car-dependent
out of 100
EPA National Walkability Index
2.0 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Rockwood, from live MLS data.

On the market 79 days -- 83 fewer days than Rockwood's current average of 162 days.
For reference, the median list price across 206 active listings in Rockwood right now is $107,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$6,768/mo
$219,800 down
$879,200 loan
Principal & interest$5,702
Property tax (est.)$916
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.