Single Family Residence at 22645 NE 105TH AVENUE RD, FORT MC COY
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47 photos

$235,000

22645 NE 105TH AVENUE RD
FORT MC COY, FL 32134
Listed by Tom Langmann · RE/MAX 200 REALTY
Bedrooms
2
Bathrooms
1
Living area
874 sqft
Year built
1952

About this home

DISCOVER THE TIMELESS CHARM OF OLD FLORIDA WATERFRONT LIVING ON BEAUTIFUL MILES KALE LAKE! Welcome to the Brown Cottage, a delightful furnished lakefront retreat where warm tongue-and-groove woodwork, peaceful water views, and generations of family memories create a truly special atmosphere. Nestled along the shoreline of spring-fed Miles Kale Lake in Fort McCoy, this charming 1-bedroom, 1-bath cottage offers an inviting escape from the hustle and bustle of everyday life. Step inside and experience the character of a classic Florida lake house, featuring beautiful wood ceilings, a comfortable living area, a spacious family room, and a welcoming kitchen and dining area. The screened porch provides a wonderful place to enjoy morning coffee, refreshing lake breezes, and relaxing evenings overlooking the water. Outside, the property's wooden dock offers a place to enjoy the lake, cast a fishing line, or simply take in the peaceful surroundings. According to the longtime owners, Miles Kale Lake is a natural spring-fed lake with a sandy bottom, gradually sloping shoreline, and relatively little boat traffic, making it an inviting setting for kayaking, fishing, and waterfront recreation. The cottage is offered furnished with household essentials, with the dining room furniture excluded from the sale. An attached laundry shed adds everyday convenience. Previously enjoyed by paying vacation guests, including repeat visitors, the property offers an opportunity for buyers interested in exploring continued vacation rental use, subject to applicable regulations. Situated along NE 105th Avenue Road, a quiet dirt road, this waterfront property offers a peaceful rural setting with frontage along the roadway. The existing driveway is shared with the neighboring Green House parcel; separate driveway access may be possible, with legal access documentation currently being reviewed. Conveniently located within reach of Silver Springs State Park, the Ocala National Forest, and Historic Downtown Ocala, the cottage offers opportunities to enjoy the natural beauty and outdoor recreation of North Central Florida. The neighboring Big Green House and an additional wooded waterfront parcel are also available individually, or purchase all three adjoining properties together as a unique waterfront family retreat. WHETHER YOU'RE LOOKING FOR A WEEKEND ESCAPE, SEASONAL GETAWAY, FULL-TIME RESIDENCE, OR A SPECIAL PLACE TO MAKE NEW FAMILY MEMORIES, THE BROWN COTTAGE INVITES YOU TO EXPERIENCE THE SIMPLE PLEASURES OF LIFE ON THE LAKE!

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRO6451643
Property type
Single Family Residence
Subdivision
ISLAND LAKE ESTATES UNIT
Status
Active
Days on market
1
On market date
October 22, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.68 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
FORT MCCOY SCHOOL
6.5 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
950
Student:teacher ratio
17.3:1
District
MARION
Middle
None found nearby
High
None found nearby

Walkability

Blended score for FORT MC COY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

8
Very car-dependent
out of 100
EPA National Walkability Index
2.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,565/mo
$47,000 down
$188,000 loan
Principal & interest$1,219
Property tax (est.)$196
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.